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PayPal: PayPal Credit reviews

4.74
Based on 132,672 reviews, last reviewed 10th Jun 2026
3767850% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good good sarvice very very good Very good good sarvice bgggvccbnn Reviewed on: 10th June 2026
Bablu A's avatar
Bablu A

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132672)

Paypal credit is the best of all credit.

5
Paypal credit is the best of all credit. Very affordable and reliable. Reviewed on: 12th May 2024

App shows exactly what payments are upcoming

5
Very easy to apply and app shows you exactly what to be expecting to pay with upcoming transactions Reviewed on: 12th May 2024

Great customer service.

5
Great customer service. Always very helpful Reviewed on: 12th May 2024

Excellent option for short term smaller purchases!

5
PayPal credit is by far the best option for smaller payments. My computer, phone and watch are all on 0% Apr deals making it smarter and more manageable for me to make large payments over time. Very easy to stay on top of and pay on time. The app is brilliant. Very much love PayPal! Reviewed on: 12th May 2024

Best for online shopping.

5
Best for online shopping...gives you plenty offers to pay in installments.Would love to have a credit card of paypal if that rolls out Reviewed on: 12th May 2024

Very useful and reliable credit service

5
Very useful and reliable credit service Reviewed on: 12th May 2024

Would highly recommend

5
If I've had a problem they are always available to help always had quick response from them. Reviewed on: 12th May 2024

PayPal credit helped me out when other options weren...

5
PayPal credit helped me out when other options weren’t available. Great service, thank you! Reviewed on: 12th May 2024

Very simple to use

5
Very simple to use -convenient and easy Reviewed on: 12th May 2024

GREAT SERVICE

5
Nointerest charges. App easily accessible. Reviewed on: 12th May 2024

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