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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,221 reviews, last reviewed 10th Jun 2026
3792600% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Need to make cancelling subscriptions easier. Need to make cancelling subscriptions easier. Cancelling needs to be an easier process. Apart from that PayPal is excellent Reviewed on: 10th June 2026
Gary 's avatar
Gary

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133221)

I’ve had a PayPal since I turned 18

5
I’ve had a PayPal since I turned 18 and throughout the years I’ve qualified for PayPal credit, it’s better than a credit credit card in my opinion, as their interface is very user friendly and it helped my break down large purchases with their pay in three method Reviewed on: 14th May 2024
Diligent's avatar
Diligent

Great and excellent service , very helpful.

5
Great and excellent service , very helpful. Reviewed on: 14th May 2024
Michael B's avatar
Michael B

Excellent credit provider.

5
Excellent credit provider. Enjoying the fact that I can now use my PayPal credit in store just like my other cards Reviewed on: 14th May 2024
Eniola O's avatar
Eniola O

Use wisely

5
I use it sparingly and within my means without paying interest Reviewed on: 14th May 2024
A G's avatar
A G

online shopping

5
Credit accounts can help me reduce financial stress, which is very useful, but sometimes payments fail, which is a bit annoying. Reviewed on: 14th May 2024
James J's avatar
James J

I wish I could change my email address.

5
I wish I could change my email address. Reviewed on: 14th May 2024
Keyvan's avatar
Keyvan

Very convenient for bigger purchases

5
Very convenient for bigger purchases Reviewed on: 14th May 2024
Alexandros P's avatar
Alexandros P

It’s the Best credit so far.

5
It’s the Best credit so far. I have used different platforms as well. But PayPal is above and beyond Reviewed on: 14th May 2024
Muhammad Zia Ul Haq's avatar
Muhammad Zia Ul Haq

Best help to purchase

5
With PayPal credit I’ve been able to buy things which without the credit I wouldn’t even dream and I owe that favour to the PayPal. I’m paying back the money monthly and I don’t feel any pressure in that regard. Reviewed on: 14th May 2024
Mojtaba H's avatar
Mojtaba H

I love pay pal credit its easy to use , you can log...

5
I love pay pal credit its easy to use , you can log in see your amount your due you can pay bits when you like , good if your want a product no much money at thus time , its vert handy , communication with PayPal is very easy great customer care experience either them , even if you use to to get something you have return tbe app is easy to use and also to contact them love it . Reviewed on: 14th May 2024
Suzanne s's avatar
Suzanne s

Review PayPal: PayPal Credit now

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