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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,149 reviews, last reviewed 11th Jun 2026
3834450% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lifesaver Very helpful when spreading the cost of payments and comfortable when repaying it over time, which helps build your credit score too. Reviewed on: 11th June 2026
Huzaifa's avatar
Huzaifa

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134151)

Great easy way to budget bigger purchases

5
Great easy way to budget bigger purchases Reviewed on: 15th May 2024
Samantha C's avatar
Samantha C

Effortless Financing with PayPal Credit

5
I really appreciate PayPal Credit for its flexible financing options, particularly the zero-interest feature on early repayments for certain purchases. It makes managing finances easier and more predictable. Additionally, the simplicity of making payments just by using an email address enhances the overall convenience. This seamless integration into daily shopping without the hassle of entering card details each time is a huge plus. Highly recommended for those who value both security and ease of use. Reviewed on: 15th May 2024
Rui Santos's avatar
Rui Santos

Always reliable and easy never had a problem with Pa...

5
Always reliable and easy never had a problem with PayPal Reviewed on: 15th May 2024
Tomasz L's avatar
Tomasz L

Trust worthy and very helpful when desperate

5
Trust worthy and very helpful when desperate Reviewed on: 15th May 2024
Jake's avatar
Jake

Love having PayPal credit easy to use flexible payme...

5
Love having PayPal credit easy to use flexible payment options Reviewed on: 15th May 2024
Anna Warren's avatar
Anna Warren

Postive experience - no issues with customer service...

5
Postive experience - no issues with customer service - polite staff Reviewed on: 15th May 2024
H's avatar
H

Very good experience.

5
Very good experience. Good limit easy to pay. Reviewed on: 15th May 2024
Cyril E's avatar
Cyril E

Excellent as resolving issues with suppliers that do...

5
Excellent as resolving issues with suppliers that don’t fulfill orders. Easy to contact. Reviewed on: 15th May 2024
TL's avatar
TL

Quick good service, easy to use app and online

4
Quick good service, easy to use app and online Reviewed on: 15th May 2024
Scarlett C's avatar
Scarlett C

PayPal goood

5
Always very handy and zero interest repayments are great. Reviewed on: 15th May 2024
Charles's avatar
Charles

Review PayPal: PayPal Credit now

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