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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 135,122 reviews, last reviewed 11th Jun 2026
3879200% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is safe and convenient. PayPal is safe and convenient. Fast and efficient Reviewed on: 11th June 2026
Tanya's avatar
Tanya

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135122)

For Managing life with ease

5
I have been with PayPal for over thirty years and I’ve never had any issues they are always there for financial help Reviewed on: 17th May 2024
Ciara's avatar
Ciara

I just love PayPal , I have been using it for a long...

5
I just love PayPal , I have been using it for a long time Reviewed on: 17th May 2024
Abid Hussain's avatar
Abid Hussain

Excellent way to use for purchasing things and givin...

5
Excellent way to use for purchasing things and giving you that little extra time to pay for it. I use it regular when I may want something midway towards payday it's great. Reviewed on: 17th May 2024
Sue B's avatar
Sue B

The setup and use is very easy and effortless.

4
The setup and use is very easy and effortless. Customer service is good. The only issue I have is that the credit statement is not clear on how much I need to pay to avoid interest Reviewed on: 17th May 2024
Motty's avatar
Motty

paypal credit is a great way to help

5
paypal credit is a great way to help you get what you need, knowing you have the comfort to psy it off over time Reviewed on: 17th May 2024
Peter O's avatar
Peter O

Efficient, effective and timely.

5
Efficient; easy to negotiate site; good and timely communications Reviewed on: 17th May 2024
Liz H's avatar
Liz H

best and secure way to shop online

5
best and secure way to shop online Reviewed on: 17th May 2024
Zoha 's avatar
Zoha

Simple and easy.

5
Simple and easy. It’s great for keeping track of spending and helping out before payday. Reviewed on: 17th May 2024
Ste's avatar
Ste

Easy to use and convenient.

5
Easy to use and convenient. Never had an issue with it. Reviewed on: 17th May 2024
Maggie G's avatar
Maggie G

Always there when you need it

5
Paypal credit has been very handy in many purchases as they are accepted in majority of the places I've shopped at. It's always been hassle free and efficient to use. I've used it for a few years and haven't come across any issues. I would highly recommend them. Reviewed on: 17th May 2024
Sheikh M's avatar
Sheikh M

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