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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 135,122 reviews, last reviewed 11th Jun 2026
3879200% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is safe and convenient. PayPal is safe and convenient. Fast and efficient Reviewed on: 11th June 2026
Tanya's avatar
Tanya

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135122)

I use it regular to spread the cost of my items.

5
I use it regular to spread the cost of my items. It really helps me budget :) Reviewed on: 17th May 2024
Ryan S's avatar
Ryan S

Great way to pay

5
I have been making purchases regularly by PayPal for past 12 years never had any issue. Customer service is always there to help you .I feel safe paying by PayPal as I don't have to entre my personal and financial details to new websites. Reviewed on: 17th May 2024
Atif Khan's avatar
Atif Khan

I’ve been using PayPal for some time now and find it...

5
I’ve been using PayPal for some time now and find it a good way to pay for my goods has it helps me spread the cost of my repayments Reviewed on: 17th May 2024
Robert Cook's avatar
Robert Cook

Easy to use

5
Super easy to use App and system and main T&C are simple and clear. Reviewed on: 17th May 2024
Andrea C's avatar
Andrea C

Really handy to have 0% for 4 months on new purchases.

5
Really handy to have 0% for 4 months on new purchases. Reviewed on: 17th May 2024
Chris S's avatar
Chris S

Flexible, offers promotional rates to keep interest...

5
Flexible, offers promotional rates to keep interest to a minimum. Reviewed on: 17th May 2024
Maud's avatar
Maud

Options to target which product to pay

5
Would like to have more choice in targeting repayments, as the just send money to pool and decision made in background does not work for me that well. Would be incentivised to use more. Excellent customer service and straight forward. Reviewed on: 17th May 2024
D L's avatar
D L

Frudulence.

5
Spotted fraudulent activity, Paypal sorted and refunded my money within hours Reviewed on: 17th May 2024
Karen Walker's avatar
Karen Walker

Very helpful.

5
I’ve always used PayPal and if you have any issues with purchases, they’re always there to help Reviewed on: 17th May 2024
Gemma's avatar
Gemma

I always feel very secure when I pay with PayPal,and...

5
I always feel very secure when I pay with PayPal,and it’s very easy to use Reviewed on: 17th May 2024
Jools's avatar
Jools

Review PayPal: PayPal Credit now

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