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PayPal: PayPal Credit reviews

4.74
Based on 134,673 reviews, last reviewed 11th Jun 2026
3858650% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Very useful and I know I can rely on it for everything Reviewed on: 11th June 2026
Desislava T's avatar
Desislava T

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (134673)

The best

5
I am very pleased. I love it. I would never give up Reviewed on: 16th May 2024

I have been using PayPal for awhile and i love...

5
I have been using PayPal for awhile and i love it Reviewed on: 16th May 2024

All experience is excellent.

5
All experience is excellent. I have already make a lot of payments. And all was without any issues. Reviewed on: 16th May 2024

safe and secure using PayPal

5
I feel safe and secure using PayPal and always feel the payment process is easy to use. Reviewed on: 16th May 2024

Fantastic experience

5
Fantastic experience with PayPal credit, it allows me to order items to try before I buy and the 0% for 4 months is a brilliant offer. It is an easy to use service and clear on the app what has been purchased, what is still owed and when payments are due. Will continue to use PayPal credit over my credit and debit cards as I am also covered with all PayPal payments. Reviewed on: 16th May 2024

Exciting times & super easy & simple to use

5
Exciting times & super easy & simple to use Reviewed on: 16th May 2024

PayPal credit is great, quick and straight forward.

5
PayPal credit is great with some retailers offering 0%, with a quick response on whether you have been accepted. I would definitely recommend. Reviewed on: 16th May 2024

Its very easy to use and I have had no issues, custo...

5
Its very easy to use and I have had no issues, customer support have been great with any issues and i cannot complain about anything. Reviewed on: 16th May 2024

PayPal is always there as a payment options.

5
PayPal is always there as a payment options when you need them Reviewed on: 16th May 2024

Not bad at all.

4
Not bad at all. Easy to navigate Reviewed on: 16th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review