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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,673 reviews, last reviewed 11th Jun 2026
3858650% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient and straight forward Very efficient and straight forward Reviewed on: 11th June 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (134673)

Staff very knowledgeable professional

5
Staff very knowledgeable professional Reviewed on: 16th May 2024
Huesan Chan's avatar
Huesan Chan

Very easy to setup and in the app informs you how lo...

5
Very easy to setup and in the app informs you how long you got till interest free. Setting up direct debit is easy as well as one time payments. Reviewed on: 16th May 2024
MI's avatar
MI

Great experience all round.

5
Great experience all round. Easy to use with simple quick view on the app. Reviewed on: 16th May 2024
Jonathan g's avatar
Jonathan g

Great product interest fee over a suitable period of...

5
Great product interest fee over a suitable period of time Reviewed on: 16th May 2024
Lynne N's avatar
Lynne N

Easy to use, quick resolutions online when I have a...

5
Easy to use, quick resolutions online when I have a query. Reviewed on: 16th May 2024
Sinead s's avatar
Sinead s

Convenient and low risk

5
Accepted by increasing numbers of businesses means increasingly convenient and relatively risk free Reviewed on: 16th May 2024
Gordon C's avatar
Gordon C

I enjoy the flexibility and freedom it gives me to s...

5
I enjoy the flexibility and freedom it gives me to shop and manage my payment well Reviewed on: 16th May 2024
Simran K's avatar
Simran K

Very good

5
One good experience, good atendence Reviewed on: 16th May 2024
Rosilene 's avatar
Rosilene

Useful service

5
I like that you have the option to have 0% interest for 4 months on certain purchases. Useful when you need something unexpectedly! App is easy to use. Reviewed on: 16th May 2024
Hm's avatar
Hm

Simple , effective , gets things done can always rel...

5
Simple , effective , gets things done can always rely on PayPal to deliver Reviewed on: 16th May 2024
Chris S's avatar
Chris S

Review PayPal: PayPal Credit now

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