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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,224 reviews, last reviewed 11th Jun 2026
3837950% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal always answered my querries specially if i ha... Paypal always answered my querries specially if i have a dispute again a transactions Reviewed on: 11th June 2026
Laura's avatar
Laura

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134224)

Excellent credit service

5
I've used PayPal credit for a few purchases and never had an issue with it. Always had interest free terms too which is a bonus. I can't set up a direct debit which is the only downfall but its not an issue because its quick and easy to just pay via the app anyway :) 10/10 Reviewed on: 15th May 2024
Bee's avatar
Bee

Win , win situation

5
Feel like it’s a good way of seeing if you like something without it going out your account, and if you like it , it’s a win win situation.what’s not to love Reviewed on: 15th May 2024
Laura p's avatar
Laura p

Long standing user

4
Great product, accessible at most reputable stores and gives shoppers the flexibility to split payments. Their pay in three is my personal favourite product. The 4 months interest free product could do with some work, as it can be quite prohibitive compared with other providers. One critique that doesn’t get much attention is that they do not allow you to use a credit card for your instalments; meaning that you forgo any reward points/system by choosing their credit product. Other credit providers do not have this issue. Reviewed on: 15th May 2024
Moses's avatar
Moses

Convenient and easy to use.

5
Convenient and easy to use. Great way to send and receive money Reviewed on: 15th May 2024
Troy R's avatar
Troy R

Never had any issue with paypal, amazing service and...

5
Never had any issue with paypal, amazing service and well thought product Reviewed on: 15th May 2024
Shawn malik's avatar
Shawn malik

It helps me everyday, I use it to be able to live a...

5
It helps me everyday, I use it to be able to live a full life. Reviewed on: 15th May 2024
SoupDragon S's avatar
SoupDragon S

Good service online purchase

5
I am happy I have PayPal account because very easy and safe to buying online purchaseing good service Reviewed on: 15th May 2024
Taranjeet s's avatar
Taranjeet s

Easy to use, alway a great convenience

5
Easy to use, alway a great convenience Reviewed on: 15th May 2024
Ann l's avatar
Ann l

It’s been fabulous!

5
It’s been fabulous!!! Paypal has always helped me and so easy to use!!!! Reviewed on: 15th May 2024
Emma m's avatar
Emma m

Very helpful and instant transfers too!

5
Very helpful and instant transfers too! Reviewed on: 15th May 2024
Robbie's avatar
Robbie

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