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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 134,195 reviews, last reviewed 11th Jun 2026
3836500% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfect perfect Perfect amazing easy i really feel comfortable Reviewed on: 11th June 2026
Faizan's avatar
Faizan

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134195)

Very good experience.

5
Very good experience. My account been locked, but with helpful customer service it took only few minutes to unlock it again. Reviewed on: 15th May 2024
Kamil S's avatar
Kamil S

Life saver for me.

5
For the 4th time I am using PayPal, for the first time I bought a very essential thing for my house which I couldn't have afforded months ago. But the interest free credit is a life saver. I'm so grateful for that. Thanks Paypal Reviewed on: 15th May 2024
Subbu's avatar
Subbu

Easy to use recommend to anyone wanting a credit opt...

5
Easy to use recommend to anyone wanting a credit option & making payments is easy enough. A good experience Reviewed on: 15th May 2024
Peter k's avatar
Peter k

I always find PayPal simple and customer friendly an...

5
I always find PayPal simple and customer friendly and straight forward to use. Reviewed on: 15th May 2024
Romano P's avatar
Romano P

Easy to use and very useful

5
Easy to use and very useful. Kees track of payments and keeps me up to date with balance Reviewed on: 15th May 2024
Ann R's avatar
Ann R

PayPal credit is really easy to use and was easy to...

5
PayPal credit is really easy to use and was easy to apply for. Great service all around! Reviewed on: 15th May 2024
Liam W's avatar
Liam W

PayPal is good for paying bills and a lot more.

5
PayPal is good for paying bills and a lot more. Reviewed on: 15th May 2024
Michael J's avatar
Michael J

Flexible, convenient and fully trusted

5
I've had a really excellent experience using PayPal Credit. The 4 month 0% offer is reliable and convenient. On one occasion I needed assistance with changing bank details and I received a quick response and useful guidance. Reviewed on: 15th May 2024
Will S's avatar
Will S

Finance option that works best!

5
Never had any problems with it, clear rules, 0% options available, working with lots of retailers - brilliant! Reviewed on: 15th May 2024
Kat K's avatar
Kat K

Never had an issue with them .

5
Never had an issue with them . Keep me up to date Reviewed on: 15th May 2024
Michelle R's avatar
Michelle R

Review PayPal: PayPal Credit now

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