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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134187 reviews)

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4.73

Based on 134,187 reviews, last reviewed 11th Jun 2026

3836100% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great, never any issues. Great never any issues. Always use both the debit and credit card for different transactions Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134187)

Very nice to use , simple and smart

Very nice to use , simple and smart Reviewed on: 15th May 2024

So easy to use and helpful customer service really f...

So easy to use and helpful customer service really friendly. Reviewed on: 15th May 2024

PayPal is secure .

PayPal is secure . I’m in late 70s so I feel safe using it always Reviewed on: 15th May 2024

Always had a good experience with PayPal

Always had a good experience with PayPal Reviewed on: 15th May 2024

I always feel secure

I always feel secure Reviewed on: 15th May 2024

Always there to get you out a pickle.

Always there to get you out a pickle. A great way to spread the cost when you feel it may be a little to much in one go. 0% interest is the biggest selling point. Reviewed on: 15th May 2024

It’s helped me loads when I moved into my new...

It’s helped me loads when I moved into my new house Reviewed on: 15th May 2024

It’s amazing to use and so easy and safe!

It’s amazing to use and so easy and safe!!! I would recommend it to everyone Reviewed on: 15th May 2024

Financial freedom.

Financial freedom. I have been able to sort some financial challenges with PayPal Credit. Reviewed on: 15th May 2024

Generally can’t fault PayPal, useful and convenient

Generally can’t fault PayPal, useful and convenient Reviewed on: 15th May 2024

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