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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 134,175 reviews, last reviewed 11th Jun 2026
3835600% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Bill helping It has hope me out with bills and shopping alot be lose could do with taking cash out though Reviewed on: 11th June 2026
Darren J's avatar
Darren J

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134175)

I have always had a great relationship with PayPal a...

5
I have always had a great relationship with PayPal and they have always resolved my issues and protected me against bad sellers over the year, I highly recommend them for safe online shopping and keeping your data safe. Reviewed on: 15th May 2024
Miguel 's avatar
Miguel

Reliable

4
Good service and offers.. payments are smooth although the interest rate is a bit high .. but overall it's a good experience Reviewed on: 15th May 2024
O Agha 's avatar
O Agha

One of the best no interest credits

5
I’ve used PayPal credit for about 3 years now and it’s been a game changer! I love using it for holidays especially because, when holidays need paying 12 weeks before it gives me an extra 4 months no interest to pay it off. Makes paying things so much easier and a lot less stressful! Reviewed on: 15th May 2024
James M's avatar
James M

Always great service, with no fuss!

5
Always great service, with no fuss! Reviewed on: 15th May 2024
Darren's avatar
Darren

I enjoy using PayPal and I like that you can have pr...

5
I enjoy using PayPal and I like that you can have promotional offers which gives 3 months for a cost. It’s also easy to navigate and I would recommend it. I do wish the statements were a little easier to understand Reviewed on: 15th May 2024
Chantelle E's avatar
Chantelle E

Really handy.

5
Extremely handy for me. As long as everything is paid on time, it's a great thing to have access to. Reviewed on: 15th May 2024
Emzymummy89's avatar
Emzymummy89

Perfect! I love it

5
I’ve been using PayPal credit for years now and I love the service. I use this nearly everywhere I can and with their amazing service of 4 months 0 interest payments it’s so beautiful and I can pay for car parts etc that I normally cannot afford in the same month! Reviewed on: 15th May 2024
Zicar's avatar
Zicar

East to deal with and friendly

5
Easy to deal with and friendly and fast service Reviewed on: 15th May 2024
Ewan Mitchell's avatar
Ewan Mitchell

Very user friendly and simple to navigate, convenien...

5
Very user friendly and simple to navigate, convenient to have a service like PayPal to hand. Reviewed on: 15th May 2024
Kasim's avatar
Kasim

very happy with pay pall app.

5
very happy with pay pall app. also happy with 3 payment plan. Reviewed on: 15th May 2024
zdenka i's avatar
zdenka i

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