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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,147 reviews, last reviewed 11th Jun 2026
3834350% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience with PayPal credit Very easy to set up, paying in three is great to spread the cost, saving £20 on my first purchase was a nice bonus Reviewed on: 11th June 2026
Jacqueline C's avatar
Jacqueline C

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134147)

PayPal experience after 5 years

5
PayPal is very user friendly, customer service knowledgeable and the PayPal Credit interest is one of the best in current times. Reviewed on: 15th May 2024
Daniel K's avatar
Daniel K

Easy to use and access.

5
Easy to use and access. Best for spreading payment. Reviewed on: 15th May 2024
Anthonia Okpala-dawodu's avatar
Anthonia Okpala-dawodu

A very good service, but the time taken for payments...

4
A very good service, but the time taken for payments to process and show on the app are too long Reviewed on: 15th May 2024
smk's avatar
smk

Always a very positive experience using PayPal credit!

5
Always a very positive experience using PayPal credit! Reviewed on: 15th May 2024
Beth K's avatar
Beth K

When this was introduced things were abit all over t...

4
When this was introduced things were abit all over the place but now it’s been sorted I’m very happy with the service Reviewed on: 15th May 2024
Peter S's avatar
Peter S

Great service.

5
Great service. As well as affordable payments plan when buying good via PayPal credot Reviewed on: 15th May 2024
dean O's avatar
dean O

PayPal credit experience

4
I’ve never really had a problem with PayPal credit. It’s really handy for when I want to buy something on Ebay and am allowed to pay by instalments. Linking to my Curve card means I can also use PayPal credit on the go in an emergency. It’s definitely becoming more mainstream and any time interest rates are fair. The only quibble I have is that it can take a long time if you need to phone customer services to check something. Reviewed on: 15th May 2024
Paul's avatar
Paul

Easy fast and affordable cannot complain

5
Easy fast and affordable cannot complain Reviewed on: 15th May 2024
Ahmed A's avatar
Ahmed A

It’s so helpful when I’m inbetween pay checks and al...

5
It’s so helpful when I’m inbetween pay checks and also for paying of bigger purchases Reviewed on: 15th May 2024
Emily N's avatar
Emily N

No worry transactions....

5
I've used PayPal for many years. Over that time there have been a few issues with goods bought but not arriving and the odd attempted scam. Each and everytime the situation was resolved by PayPal staff in a timely manner. Remember, nobody or company are perfect but using PayPal has been a breeze. Reviewed on: 15th May 2024
Chris W's avatar
Chris W

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