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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,964 reviews, last reviewed 10th Jun 2026
3826200% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and a good period of interest free cr... Easy to set up and a good period of interest free credit. Reviewed on: 10th June 2026
gordon's avatar
gordon

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133964)

Cost of living saver

5
Paypal makes life more affordable when you need emergency purchases Reviewed on: 15th May 2024
Gmcgar's avatar
Gmcgar

Paypal is very handy!

5
Paypal gives you time to pay for your goods, very helpful. Reviewed on: 15th May 2024
Antonio M's avatar
Antonio M

Happy ,recommend

5
Happy ,gona use it further ,already together for 10 years Reviewed on: 15th May 2024
Andrius's avatar
Andrius

I can recommend this to my friends and family

5
I’m happy really help me a lot in terms of purchasing items in any of the stores, I feel secure, any time I can use to buy online Reviewed on: 15th May 2024
Antonina Quesada's avatar
Antonina Quesada

Always Saves the day the best to use

5
Always Saves the day the best to use Reviewed on: 15th May 2024
Georgette M's avatar
Georgette M

Simply easy to work with

5
PayPal credit with a semi good interest rate has saved me from making really difficult decisions with a great monthly repayment at an affordable rate. Provided a good investment overall. The interest free period of four months allows more flexibility over larger purchases allowing more time to repay without incurring interest. Thus saving money. Reviewed on: 15th May 2024
Chewy's avatar
Chewy

Always happy with PayPal

5
Always happy with PayPal, customer service helped me all time, good interest rates Reviewed on: 15th May 2024
Petrica 's avatar
Petrica

PayPal credit

5
Love the three month interest free Reviewed on: 15th May 2024
Lorraine wheeler's avatar
Lorraine wheeler

I find PayPal credit very helpful.

5
I find PayPal credit very helpful. I have never had a problem with PayPal. I would highly recommend! Great customer service! So helpful if needed? I find I manage my finances better using PayPal credit. Reviewed on: 15th May 2024
Gemma c's avatar
Gemma c

Easy to use app

5
I find using the app very easy and straightforward. Reviewed on: 15th May 2024
Nancy N's avatar
Nancy N

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