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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and efficient

Very easy and efficient. Easy to navigate through the different stages. Reviewed on: 20th June 2025

I feel confident using PayPal knowing that any conce...

I feel confident using PayPal knowing that any concerns l have are quickly remedied. It is a company that allows you to purchase goods and pay comfortable amounts each month. Reviewed on: 20th June 2025

There when I need it all ways friendly staff to...

There when I need it all ways friendly staff to help Reviewed on: 20th June 2025

Paypal account services

Quick & easy to use, keeps me informed about my spending & payments very happy with the service I receive Reviewed on: 19th June 2025

PayPal-been using for 20 years plus.

PayPal-been using for 20 years plus. Never lets you down. Great range of payment services. Reviewed on: 19th June 2025

Very friendly and supportive service thanks.

Very friendly and supportive service thanks. Reviewed on: 19th June 2025

I trust paypal when purchasing items.

I trust paypal when purchasing items. There is protection as a buyer. Also the convenience of Pay in three as well as credit. Reviewed on: 19th June 2025

Not very good customer service ,

Not very good customer service , Reviewed on: 19th June 2025

An easy payment system that offers more.

An easy payment system that offers more than just ‘making a payment’. I feel confident in their security of my bank and card details and I am always kept up to date about the transactions on my account. Reviewed on: 19th June 2025

I always use PayPal as it the where available

I always use PayPal as it the where available Reviewed on: 18th June 2025

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