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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181107)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Every transaction I have made has been flawless over...

Every transaction I have made has been flawless over the last 5 years I have used paypal a few times a month. I have not been charged when ive used pay pal in 3 if there was not enough money when the debit was attempted. In terms of paypal credit, I have benefitted from 0% offers which has obviously left me repaying only what ive borrowed meaning i can pay the balance sooner. And lastly, refund notifications are sent the same day it is requested and the credit is always less than a week meaning, I have never had to chase Reviewed on: 21st July 2026

I started using PayPal about 15 years ago, and they'...

I started using PayPal about 15 years ago, and they've been getting better and better, improving and offering more. Their credit limits are sensible and manageable. The pay in 3 is a fantastic service. Reviewed on: 21st July 2026

Very good experiance no problems not had any issues

Very good experiance no problems not had any issues Reviewed on: 21st July 2026

It was alright.

It was alright. No dramas. It was free. It was instantaneous. Reviewed on: 21st July 2026

Very quick and safe transactions

Very quick and safe transactions Reviewed on: 21st July 2026

I have been using paypal for many years and have nev...

I have been using paypal for many years and have never encountered a single problem Reviewed on: 21st July 2026

It’ll always be Pay in 3 for me !

I absolutely love pay in 3. It was the first split interest free pay plan I used and still use it more or less every week now. It’s just so efficient and helpful. Reviewed on: 21st July 2026

always smooth and easy checkout process - no issues

always smooth and easy checkout process - no issues Reviewed on: 21st July 2026

I started using paypal when i wanted to finance my d...

I started using paypal when i wanted to finance my dream laptop. With there affordable rates and ease of use i was able to get my dream laptop and have been happy with there service ever sense. Reviewed on: 21st July 2026

Easy to use and offers protection

Easy to use and offers protection Reviewed on: 21st July 2026

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