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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145187 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145189)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Positive PayPal

I have nothing but positive thoughts about PayPal. I find it refreshingly easy to use and keep track of my balance. Reviewed on: 25th June 2026

Never had any issues

No issue in 10 years of use, almost all issue’s dealt with in quick time Reviewed on: 25th June 2026

Well it does what it is designed for.

Well it does what it is designed for. Works for me! Pretty straightforward! Reviewed on: 25th June 2026

Love this app

It's so easy to use and gives you extra time to pay with no charges. Reviewed on: 25th June 2026

Used PayPal for many years

Used PayPal for many years it helps in many areas Reviewed on: 25th June 2026

love paypal

I love paypal and the new option to add a virtual card to your wallet is amazing, any issue is resolved and staff are friendly and helpful, great value and easy to use. love that everything is managed online and there are options on ways to pay. Reviewed on: 25th June 2026

Easy and wonderful!

It’s been quite seamless and never had any issues. About time they accept credit!! Reviewed on: 25th June 2026

Pay in 4 is absolutely awesome

Easy to use and the pay in 4 is absolutely awesome Reviewed on: 25th June 2026

I have used PayPal for a number of of years now, and...

I have used PayPal for a number of of years now, and I like the confidence it gives me, I know before I make a purchase how much it’s going to cost me to pay for the item. Reviewed on: 25th June 2026

A bit complicated in between direct debit period

A bit complicated in between direct debit period Reviewed on: 25th June 2026

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