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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

very good app with good features.

5
very good app with good features. Reviewed on: 24th July 2026

I bought some Ryanair flights on the Paypal credit s...

5
I bought some Ryanair flights on the Paypal credit scheme and it gave me discount, great option ! Reviewed on: 24th July 2026

I have been with PayPal for so many years.

5
I have been with PayPal for so many years. They have continued to support me whenever I have needed them by making my payments to third parties easy, convenient, swift and safe. Thank you PayPal, I will choose you again and again! Reviewed on: 24th July 2026

Amazing service.

5
Amazing service. It has helped me out a lot over the past few years, and PayPal is very easy to deal with. Reviewed on: 24th July 2026

Excellent app.

5
Excellent app. No hidden trap's. Perfect customer service. Reviewed on: 24th July 2026

So so , one of the first but now a...

3
So so , one of the first but now a days Reviewed on: 24th July 2026

Very reliable

3
Very efficient organisation and reliable. I use PayPal a lot when purchase stuff on the Internet. Reviewed on: 24th July 2026

I've used the pay in 3, pay in 4 and even used PayPa...

5
I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Got much help when I most needed it,

5
Got much help when I most needed it, Reviewed on: 24th July 2026

PayPal is one of the easiest platforms to use and th...

5
PayPal is one of the easiest platforms to use and they are great at keeping me updated on all my transactions Reviewed on: 24th July 2026

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