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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's very handy as it's a trusted payment.

4
It's very handy as it's a trusted payment. Reviewed on: 14th July 2026

Ease of use and multiple offerings and benefits.

5
Ease of use and multiple offerings and benefits. Reviewed on: 14th July 2026

Easy to use, customer service is reliable and easy.

5
Easy to use, customer service is reliable and easy. No brainer Reviewed on: 14th July 2026

Very efficient and easy to use.

5
Very efficient and easy to use. Will recommend to a family. Gives me confidence when using as payment app. Reviewed on: 14th July 2026

Easy every time.

5
Easy every time. Quick, simple, the standard! Reviewed on: 14th July 2026

Very good experience with PayPal.

5
Very good experience with PayPal. It helped me a lot. Thank you! Reviewed on: 14th July 2026

Overall, PayPal Credit has been a helpful financial...

5
Overall, PayPal Credit has been a helpful financial tool, offering convenience, flexibility, and a seamless shopping experience. I would happily recommend it to others looking for an easy way to manage their purchases Reviewed on: 14th July 2026

When I called and spoke with somebody they were very...

5
When I called and spoke with somebody they were very helpful Reviewed on: 14th July 2026

Top-Tier Security & Exceptional Customer Service

5
​I always choose PayPal at checkout because of the excellent security and buyer protection they add to my payments. Using PayPal Credit has made managing my budget even easier. What really stands out, though, is the customer service. They are easily some of the most professional support agents I’ve dealt with, always clear, helpful, and quick to resolve any queries. I use them every chance I get! Reviewed on: 14th July 2026

PayPal secure

5
I always like using PayPal as this saves me having to disclose my bank details online, I feel it is more secure Reviewed on: 14th July 2026

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