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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148195 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148195)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is Very helpful and convenient, they offer a...

PayPal is Very helpful and convenient, they offer a variety of ways to pay and gives you time to pay it back as well Reviewed on: 1st July 2026

All good, happy with the service.

All good, happy with the service. Reviewed on: 1st July 2026

PayPal Super Star Service

Always smooth interaction providing quality service. Reviewed on: 1st July 2026

Paypal credit review

Have used PayPal credit options for a few years now and am so happy with my experience so far. The addition of a physical card that can be used in store has also been great. It’s easy to use and the app makes managing payments simple. Reviewed on: 1st July 2026

Always quick easy payments.

Always quick easy payments. Any disputes resolved quickly. Safe secure payment method Reviewed on: 1st July 2026

Paypal is great company quick response and action

Paypal is great company quick response and action Reviewed on: 1st July 2026

Great for bigger purchases and spreading the cost, w...

Great for bigger purchases and spreading the cost, which is ideal. Reviewed on: 1st July 2026

Brilliant and very efficient and reasonable apr

Brilliant and very efficient and reasonable apr Reviewed on: 1st July 2026

I use my PayPal credit all the time to pay...

I use my PayPal credit all the time to pay online Reviewed on: 1st July 2026

fantastic customer service ..

fantastic customer service and who else gives interest free for 4 months on purchases over £100? Reviewed on: 1st July 2026

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