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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107528 reviews)

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4.90

Based on 107,528 reviews, last reviewed 15th May 2026

2614950% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always happy to use and is easy, Always happy to use and is easy, Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107528)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good experience with customer services

Good experience with customer services Reviewed on: 13th May 2026

User friendly

I use PayPal credit a fair bit, I don’t need to but i just like the option. I like the fact it is very easy to manage via the app and you can make extra payments or premature payments at any time with no fees etc Reviewed on: 13th May 2026

Very convenient service and flexible.

Very convenient service and flexible. Good reminder for things coming up as well. Reviewed on: 13th May 2026

PayPal is the flexible finance option for most people

PayPal has regularly offered payment options when I've purchased items of £200+.The delay payment or pay in 3 systems have been easy to apply for, and communication is faultless, as far as balances and completion was concerned. I've recommended your service to family and friends. Reviewed on: 13th May 2026

Had no issues with PayPal.

Had no issues with PayPal. I have used it for transferring money to and from friends and for purchasing things. PayPal credit has been useful with fair rates Reviewed on: 13th May 2026

Great experience never regret it

Great experience never regret it Reviewed on: 13th May 2026

So easy, so simple and all digital!

So easy, so simple and all digital! Reviewed on: 13th May 2026

More help to buy items that I need !

It’s great because you can buy items and get longer to pay. This helps me at times. Reviewed on: 13th May 2026

Always excellent support and communication

Always excellent support and communication Reviewed on: 13th May 2026

Perfect.

Perfect. Never had any problems with PayPal over the years I have used it Reviewed on: 13th May 2026

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