Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181066)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Staff are always friendly whenever you need help or...

5
Staff are always friendly whenever you need help or a query. It makes me feel safe using PayPal credit knowing you have a great team behind it with the knowledge. I would reccomend PayPal credit to anyone Reviewed on: 14th July 2026

PayPal is good

5
Found it always good to deal with and easy Reviewed on: 14th July 2026

great service

5
has been very helpful in relation to disputes with people ive bought things off Reviewed on: 14th July 2026

Would be lovely to get more retailers added to rewards

5
Would be lovely to get more retailers added to rewards Reviewed on: 14th July 2026

PayPal is a convenient, globally recognized digital...

4
PayPal is a convenient, globally recognized digital wallet ideal for casual online shopping and safe peer-to-peer transfers. However, high transaction fees, strict account holds, and notoriously poor customer service mean you should avoid holding large balances in the app and use it cau Reviewed on: 14th July 2026

Paypal is my best friend.

5
Paypal helps me to be financially flexible, giving me up to 4 months to pay off essential items, taking the pressure off my immediate finances. PayPal is my best friend. Reviewed on: 14th July 2026

Good for quick transfers

4
Used for a while, quick for international transfers! Reviewed on: 14th July 2026

always clear and exactly what i need to know

5
always clear and exactly what i need to know Reviewed on: 14th July 2026

I couldn’t send money to a friend in Spain I wish Pa...

5
I couldn’t send money to a friend in Spain I wish PayPal could have solved this issue but I understand they couldn’t due to not being a uk or Irish account Reviewed on: 14th July 2026

It’s good and easy to use I will recommend to...

5
It’s good and easy to use I will recommend to a friend Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101235 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products