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PayPal: PayPal Credit reviews

4.74
Based on 132,947 reviews, last reviewed 10th Jun 2026
3779900% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use. Ease of use. Credit facility is very helpful. New rewards scheme is a great bonus for frequent users. Buyer protection gives great piece of mind on la... Read more Reviewed on: 10th June 2026
PM's avatar
PM

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132947)

4 month interest free

5
Help a lot with the 4 month interest free when you spend over £99, never had any issues, so there was no need for customer service yet. Reviewed on: 11th May 2024

I can’t fault PayPal thank you for all you do...

5
I can’t fault PayPal thank you for all you do for me Reviewed on: 11th May 2024

PayPal Credit Is Brilliant

5
PayPal Credit is an excellent way to pay for goods and the customer services are brilliant. Whenever I phone for help; the advisors always prompt with my account and advise if or what to expect. If I spend with my promotional offers, I can pay off the balance and new transactions without any interest by the payment date. Reviewed on: 11th May 2024

4 months interest free

5
They are good it for giving 4 months interest free on purchases. Reviewed on: 11th May 2024

Never had any problems when using PayPal customer se...

4
Never had any problems when using PayPal customer service, fast and reliable service when required, problem solved without difficulty. Reviewed on: 11th May 2024

Paypal is reliable & trustworthy service.

5
Paypal is reliable & trustworthy service. When it comes to credit, It offers interest free installment plan which is plus point. Reviewed on: 11th May 2024

Good experience

5
I have always had a smooth and straight forward experience using Paypal Credit Reviewed on: 11th May 2024

Easy n secure way to pay , safe too

5
Easy n secure way to pay , safe too Reviewed on: 11th May 2024

PayPal is a trustworthy simple and ease to use.

5
PayPal is a trustworthy simple and ease to use. One of the few major companies that answer any queries in a fast and professional manner Reviewed on: 11th May 2024

I’ve never had a problem with PayPal.

5
I’ve never had a problem with PayPal. I will continue using this product Reviewed on: 11th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review