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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,714 reviews, last reviewed 10th Jun 2026
3769650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I never had any problem with my transaction easy to... I never had any problem with my transaction easy to use Reviewed on: 10th June 2026
Jonathan M's avatar
Jonathan M

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132714)

Spot on

5
Very suitable credit.Spot on.Thanks Reviewed on: 31st July 2023
Michal's avatar
Michal

Exceedingly Good Card

5
Well recommend, one of the best credit cards around. Reviewed on: 31st July 2023
Isam Bashier's avatar
Isam Bashier

Perfect

5
Always available when I need it and easy to use Reviewed on: 31st July 2023
Peter Ronald Cupit's avatar
Peter Ronald Cupit

Helps takes the pressure off

5
PayPal credit was a real life saver when we were a bit short coming up to holiday. It really took the pressure off and let us still enjoy our holiday. Reviewed on: 31st July 2023
Steven Seniw's avatar
Steven Seniw

PayPal is a way to pay

5
Great customer service as always. Being a customer for number of years. My payments and details are never at risk. Disputes are being resolved in timely manner and I'm very pleased with PayPal overall. I will always use PayPal to make any payments where applicable so do my family members and friends. Highly recommend for everyone. Reviewed on: 31st July 2023
Jakub Stachurski's avatar
Jakub Stachurski

Fast and reliable

5
Makes paying for bigger items easy, fast and reliable,and your backed by PayPal if any issues arise,They are my go to every time Reviewed on: 31st July 2023
Geoff Wade's avatar
Geoff Wade

Easy credit

5
Very easy to deal with, and very professional Reviewed on: 31st July 2023
neville passmore's avatar
neville passmore

Excellent service.

5
I am very pleased that PayPal Credit offers has so many different options to choose from installment payments. I hope that this service will continue to develop with new customers in mind. Reviewed on: 31st July 2023
Kamil Herkt (scuti)'s avatar
Kamil Herkt (scuti)

Easy quality service

5
I have used PayPal Credit for a number of years now and the 0% offers with certain retailers for purchases, also the 0% on purchases over £99 for 4 months is a great offer. 5* Reviewed on: 31st July 2023
Robert Swan's avatar
Robert Swan

Easy, reliable

5
Easy to use, the app just works and I can see what I owe to keep on top of payments Reviewed on: 31st July 2023
Snailtoe 's avatar
Snailtoe

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