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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132676 reviews)

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4.74

Based on 132,676 reviews, last reviewed 10th Jun 2026

3768050% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

They are extremely professional and efficient and li... They are extremely professional and efficient and listen to the customer Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132676)

No interest credit!

Pay in 3months with no interest is a great idea! I have used it a few times and help spread the cost. Paypal also has very good consumer protection and helped me claim back money from a company that went into administration. Great service overall! Reviewed on: 31st July 2023

excellent products and service

Very good customer service, 9 out of 10, and great gamma of products on offer. Easy to apply and to use when accepted. I recommend the service. Reviewed on: 31st July 2023

Best credit provider in market

PayPal credit is easy and hassle free. It's transparent and pay in 3 has made life very easy. Highly recommend it to anyone who is looking for the credit. Reviewed on: 31st July 2023

Excellent credit provider

Paypal being a family creditors to me for years, it help me a lot, just as a family member, when I need I just take and pay it back on time. Reviewed on: 31st July 2023

Absolutely perfect

The idea of buying some of my larger more expensive woodworking machinery and have the opertunity to pay it within 4 months with no interest is fantastic. Knowing if I have a machine breaking down and having the means to replace it with no interest is so great. And even if I do go over 4 months the interest rate is competitive. Reviewed on: 31st July 2023

PayPal

Excellent service all the time so helpful outstanding customer care services Reviewed on: 31st July 2023

Made very easy and manageable

The whole process from start to finish is surprisingly easy.... even managing payments, everything is at the click of a button, giving you full responsibility and control when you need it Reviewed on: 31st July 2023

The perfect financial tool

Paypal Credit with 4 month's interest free on £99 and above has allowed us to tackle some larger projects like replacing old carpeting with lovely wooden floors. 4 months is enough time to complete the job and pay off the amount before going for another project. Reviewed on: 31st July 2023

Excellent service!

Great level of transparency, safer transactions, 4 months interest free when using PayPal Credit - highly recommend! Reviewed on: 31st July 2023

Easiest Credit Ever

PayPal credit is hands down the easiest form of credit, with it being online as well it makes me stop and think about what I'm purchasing because I can't just use it when I'm in a physical store, it's helped my credit score massively and it's my go to when making big purchases, the 4 months 0% interest is a life saver! Reviewed on: 31st July 2023

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