Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132664 reviews)

View other PayPal products

4.74

Based on 132,664 reviews, last reviewed 10th Jun 2026

3767450% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So far so great with Paypal credit card I have always had a good experience talking to your colleagues when I needed help and any questions answered, all of your colleagues who have answered... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (132664)

Peace of mind credit card repayment and pay in 3 instalments arrangement

The pay in 3 instalments arrangement is one of the best credit facilities in the market. It gives peace of mind and hassle free borrowing and repayments method Reviewed on: 31st July 2023

Excellent and quick credit application

I was very happy with the excellent and quick credit application after trying many different lenders. PayPal helped me control my credit score and got me updated with multiple emails and offers. Reviewed on: 31st July 2023

PayPal Fantastic Service

I couldn't have bought many much needed products without PayPal and its different affordable payment options and its best ever customer service who have helped me when I had a problem with a product on two occasions. There is nothing like this anywhere else. Reviewed on: 31st July 2023

Absolute protection

When ever I go through PayPal I know my back is covered and I have absolute protection with them. Reviewed on: 31st July 2023

Great service thanks paypal

Excellent service would recommend to all Reviewed on: 31st July 2023

Easy

You can use it to pay in 3 or via credit and pay over time, which is good for those who can't get a credit card just yet i.e due to age etc Reviewed on: 31st July 2023

Safe , secure and easy to use

Paypal credit is really so easy to use , and you get 4 months interest free to pay off larger items , have used them for years and will continue to use them. Reviewed on: 31st July 2023

PayPal Credit

The interest free option makes it easier to spread large payments across 4 months. I used this quite frequently and it helps to manage costs while you are waiting for payday. Reviewed on: 31st July 2023

Happy

They don't stress you and all the payment it smothers and safe love paypal Reviewed on: 31st July 2023

PayPal credit works!

I've been using PayPal credit for long now, not only for larger sums buy (the four months of no-interest is fantastic, BTW), but for day-to-day shopping. Easy to check out, secure and easy to follow expenditure. Reviewed on: 31st July 2023

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64135 reviews
Payments
from PayPal 4.73 from 3743 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub