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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,733 reviews, last reviewed 10th Jun 2026
3770400% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Easy to use and very reliable, I am using since years with no issue at all Reviewed on: 10th June 2026
CHIARA M's avatar
CHIARA M

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132733)

PayPal credit

5
I love PayPal credit. Your able to shop at most stores online and are able to use your PayPal credit to pay for it rather than having to pay in full there and then. Reviewed on: 14th August 2022
Tamara Rea's avatar
Tamara Rea

good

5
good very good no problems at all Reviewed on: 14th August 2022
Jacky Zhu's avatar
Jacky Zhu

No credit limit reviews and interest rate increases

1
Avoid as credit limits never reviewed and they will hike your interest rate at will Reviewed on: 14th August 2022
Tempest 3K's avatar
Tempest 3K

Easy payments and buy smoothly

5
Every time I use PayPal credit it is easy enough to spend, save and pay on the app. It gives you peace of mind and set up payment instalment's and regularly getting 0% rates too so no additional fees or payments. Reviewed on: 14th August 2022
awatson1917@gmail.com's avatar
[email protected]

Very easy to use and great service

5
Use it all the time very convenient and helpful when you waiting for a cash Reviewed on: 14th August 2022
B.j. Walker's avatar
B.j. Walker

Like it

5
I would recommend to my friends and family paypal credit, is very way to use, and make a payments. Reviewed on: 14th August 2022
Lina Firantaite's avatar
Lina Firantaite

PayPal is the best life saver for my family.

5
PayPal has help so much when I needed extra for food shopping and other essentials for my family. Im glad I joined in PayPal it’s a life saver for me and for my family. Reviewed on: 14th August 2022
Sarah anderson 's avatar
Sarah anderson

Convenient, easy and fast

5
Customer support superb. I could not ask for more except an increase in my credit limit. Reviewed on: 14th August 2022
MI's avatar
MI

Quick and easy

5
Been using PayPal credit for a few years now, never had any issues, had my limit increased a couple of times which is great. Would highly recommend this to anyone who shops online. Reviewed on: 14th August 2022
Richard Moore's avatar
Richard Moore

Great helping hand

5
Helps me out with buying things Reviewed on: 14th August 2022
Michele's avatar
Michele

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