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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132681 reviews)

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4.74

Based on 132,681 reviews, last reviewed 10th Jun 2026

3768250% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My experience using PayPal I had used PayPal since 2006 originally for PayPal payment transfer and receive funds. In all these years I’ve never been cheated out. My bank details... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132681)

Best credit card I own

I own a few credit cards and PayPal credit is the best out of all of them. I'm able to spread the cost of my purchases between 4 months. Reviewed on: 14th August 2022

Easy to pay online

Its easy to pay online coz mostly i shop online and just pay my creditcard in paypal. It also give u optio to pay with no interest for 4 months which is a plus. Reviewed on: 13th August 2022

Great

Great services love it very helpful Reviewed on: 13th August 2022

Amazing

I love paypal credit. I always check out with PayPal when I can and PayPal credit is perfect for when it gets towards the end of the month and funds are low. Never had an issue. I just wish you could request a higher credit limit. Reviewed on: 13th August 2022

Best credit card and payment provider.

Palpal has great services for her customers, like they provide three months interest free loans and their customers can do balance transfer from their their cregit cards. Reviewed on: 13th August 2022

Good service

Easy to pay who’s is having paypal Reviewed on: 13th August 2022

Flexible payment

Easy to manage flexible credit payment Reviewed on: 13th August 2022

Breakdown payments

Great way to breakdown large purchases into smaller payments. Reviewed on: 13th August 2022

Fantastic service

thanks to the service I was able to pay for my holiday. Easy way to pay off. Thanks Reviewed on: 13th August 2022

Best on the market

Always loved PayPal since I started using many years ago. Multi functional platform, that allows you to see and manage your money in many different formats I love it! Reviewed on: 13th August 2022

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