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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,668 reviews, last reviewed 10th Jun 2026
3767650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

its a good service , getting better with the rewards... its a good service , getting better with the rewards system that has been introduced Reviewed on: 10th June 2026
Koshe's avatar
Koshe

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132668)

Amazing

5
I love paypal credit. I always check out with PayPal when I can and PayPal credit is perfect for when it gets towards the end of the month and funds are low. Never had an issue. I just wish you could request a higher credit limit. Reviewed on: 13th August 2022
Dave Hughes's avatar
Dave Hughes

Best credit card and payment provider.

5
Palpal has great services for her customers, like they provide three months interest free loans and their customers can do balance transfer from their their cregit cards. Reviewed on: 13th August 2022
Obinna Nwosu's avatar
Obinna Nwosu

Good service

5
Easy to pay who’s is having paypal Reviewed on: 13th August 2022
Danas's avatar
Danas

Flexible payment

5
Easy to manage flexible credit payment Reviewed on: 13th August 2022
N G's avatar
N G

Breakdown payments

5
Great way to breakdown large purchases into smaller payments. Reviewed on: 13th August 2022
laura fox's avatar
laura fox

Fantastic service

5
thanks to the service I was able to pay for my holiday. Easy way to pay off. Thanks Reviewed on: 13th August 2022
anna.witczak@outlook.com's avatar
[email protected]

Best on the market

5
Always loved PayPal since I started using many years ago. Multi functional platform, that allows you to see and manage your money in many different formats I love it! Reviewed on: 13th August 2022
Liam Smith's avatar
Liam Smith

Recommend PayPal massively

5
I recommend PayPal credit card massively, it’s allowed me to gain more opportunities within my life at a young age. Its a simple process to set up and gives you reminders when you need to pay or you can even set up a direct debit (I prefer this way as it automatically leaves your bank) Reviewed on: 13th August 2022
Darcie Potts's avatar
Darcie Potts

Very convenient and easy to use

5
I used PayPal credit for nearly 3 yrs , easy to use , buy from online is so easy and buyer’s protection is also really nice . Reviewed on: 13th August 2022
Yi Yi Nyein's avatar
Yi Yi Nyein

Secure

5
PayPal credits are very secure. Easy and very helpful. I very happy with PayPal and I always use PayPal. And credit Reviewed on: 13th August 2022
Hashmat's avatar
Hashmat

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