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PayPal: PayPal Credit reviews

4.73
Based on 139,237 reviews, last reviewed 15th Jun 2026
4066650% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026
Hayley G's avatar
Hayley G

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139237)

Great options with interest free availability

5
Great options with interest free availability Reviewed on: 22nd May 2024

PayPal credit is amazing!

5
PayPal credit is amazing! So convenient and you can use it on many websites. I would totally recommend it to anyone I know . It’s so easy so pay on the app or by direct debit monthly. Some payments are interest free aswell you just have to double check! Reviewed on: 22nd May 2024

No Problem

5
I haven't had a problem in any dealing and any refunds have been promply dealt with. I would recommend using PayPal wherever and whenever you can Reviewed on: 22nd May 2024

BRILLIANT

5
Friendly easy to understand and sorted my problem with efficency. Reviewed on: 22nd May 2024

Simple way to pay

5
No problems at all very easy to use Reviewed on: 22nd May 2024

PayPal offer a great service, use it all the time an...

5
PayPal offer a great service, use it all the time and the credit offers me flexibility. When I have had an issue with a payment they were able to get the money back for me with very little effort on my part. Reviewed on: 22nd May 2024

welll assisted well done paypal team keep the excell...

5
welll assisted well done paypal team keep the excellent service Reviewed on: 22nd May 2024

Everything is brilliant from customer service to und...

5
Everything is brilliant from customer service to understanding policies Reviewed on: 22nd May 2024

Easy to use and can be used for a range of transacti...

5
Easy to use and can be used for a range of transactions. I like that it is used by a lot of retailers and is trustworthy. Reviewed on: 22nd May 2024

Easy to use.

5
Easy to use.Never had any problems Reviewed on: 22nd May 2024

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