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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal review

Excellent experience thus far. No complaints whatsoever. Customer service has been outstanding and I never had to wait too long when I call them and they always answer all of my questions and concerns. Reviewed on: 14th July 2026

So easy and secure.

So easy and secure. However customer help is not as straight forward as it could be and it is difficult to speak to someone, guess that’s what it’s like now with A.I. Reviewed on: 14th July 2026

I feel safe using PayPal for all my transactions

I feel safe using PayPal for all my transactions Reviewed on: 14th July 2026

PayPal support is readily available and there option...

PayPal support is readily available and there options for payment or cash or debit cards are great Reviewed on: 14th July 2026

Staff are always friendly whenever you need help or...

Staff are always friendly whenever you need help or a query. It makes me feel safe using PayPal credit knowing you have a great team behind it with the knowledge. I would reccomend PayPal credit to anyone Reviewed on: 14th July 2026

PayPal is good

Found it always good to deal with and easy Reviewed on: 14th July 2026

great service

has been very helpful in relation to disputes with people ive bought things off Reviewed on: 14th July 2026

Would be lovely to get more retailers added to rewards

Would be lovely to get more retailers added to rewards Reviewed on: 14th July 2026

PayPal is a convenient, globally recognized digital...

PayPal is a convenient, globally recognized digital wallet ideal for casual online shopping and safe peer-to-peer transfers. However, high transaction fees, strict account holds, and notoriously poor customer service mean you should avoid holding large balances in the app and use it cau Reviewed on: 14th July 2026

Paypal is my best friend.

Paypal helps me to be financially flexible, giving me up to 4 months to pay off essential items, taking the pressure off my immediate finances. PayPal is my best friend. Reviewed on: 14th July 2026

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