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PayPal: PayPal Credit reviews

4.90
Based on 107,612 reviews, last reviewed 15th May 2026
2618650% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great trusted service I have been using it many years. Had no issues that could not be resolved to my satisfaction. It’s quick and convenient and I trust it. Reviewed on: 15th May 2026
Stacy's avatar
Stacy

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107612)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal verry trustworthy

5
Paypal has always been verry helpfull. And quick to sort any problems I have had. And always verry quick to get back with any queries I have had. And the only app on line I trust with my transactions Reviewed on: 13th May 2026

It Using PayPal Successfully.

5
It is great for taking advantage of offers. You see a bargain and get to spread the payments over time. Makes budgeting easy. I prefer PaY in 3. But PayPal Credit just needs you to be a bit more conscientious about spreading your payments over 4 months. Reviewed on: 13th May 2026

Great app and service

5
Great app and service always very helpful and any issues they dealt it straight away highly recommended Reviewed on: 13th May 2026

It's easier pay for a lot of items with discount...

5
It's easier pay for a lot of items with discount Reviewed on: 13th May 2026

PayPal is easy and quick to use.

5
PayPal is easy and quick to use. Plus secure. Reviewed on: 13th May 2026

Easy peasy and straight forward and so easy to use

5
Easy peasy and straight forward and so easy to use Reviewed on: 13th May 2026

Best way to pay for things, professional suppirt

5
Great service and customer service is excellent Reviewed on: 13th May 2026

Quick and easy to use

5
Quick and easy to use. Most retailers support PayPal. Which means you can pay with a cew button clicks. Reviewed on: 13th May 2026

Excellent service

5
PayPal is an excellent service that I have been using for numerous years without any issues! Reviewed on: 13th May 2026

Amazing experience

5
Very helpfull with everyday life … i could start my little ebay bussiness Reviewed on: 13th May 2026