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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148254)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Love PayPal totally use for everything feel secure w...

5
Love PayPal totally use for everything feel secure with all my transactions thank you Reviewed on: 1st July 2026

Quick, easy, secure

5
Quick, easy, secure and intuitive to navigate. Great support team Reviewed on: 1st July 2026

Easy to use and smooth interface

5
Easy to use and smooth interface Reviewed on: 1st July 2026

Paypal gives me more flexible options online and the...

5
Paypal gives me more flexible options online and the best part is its secure and give you complete peace of mind. communication through emails and texts are excellent too. Reviewed on: 1st July 2026

Always been great

5
Paypal is so easy to use as a website. Never had any problem at all. Reviewed on: 1st July 2026

I feel safe using PayPal and its easy

5
I feel safe using PayPal and its easy Reviewed on: 1st July 2026

Very easy to use, very supportive, very safe.

5
Very easy to use, very supportive, very safe. Reviewed on: 1st July 2026

I’ve been using PayPal , PayPal credit for the last...

5
I’ve been using PayPal , PayPal credit for the last 10 years , it’s really helpful as I can do expensive purchases and pay in instalments with 0 interest . Reviewed on: 1st July 2026

Accepted with wide range of retailers

5
Accepted with wide range of retailers Reviewed on: 1st July 2026

paypal perfect

5
Very easy to use and to also understand Reviewed on: 1st July 2026

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