Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181066 reviews)

View other PayPal products

4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181066)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

So far so good I would recommend to everyone...

So far so good I would recommend to everyone Reviewed on: 14th July 2026

Fair interest rate.

Fair interest rate. Only cancelled due to me trying to lower my credit available Reviewed on: 14th July 2026

Always reliable

I can rely on PayPal always to enable me to pay easily and securely and my expenses are always safe. Reviewed on: 14th July 2026

I’m very stressfree when I pay with PayPal.

I’m very stressfree when I pay with PayPal. Reviewed on: 14th July 2026

Good for use and very easy

Its a easy for use. I am very happy to use it Reviewed on: 14th July 2026

Easy to access and use credit line

Easy to access and use credit line with clear payment processing. 0% relief offer is excellent for purchases that are needed but not planned, allowing managed payment without incurring financial penalty. Added feature of a physical card has also made the account a great deal more accessible and flexible to other forms of payment. Reviewed on: 14th July 2026

Paying with Paypal is usually very easy and takes ju...

Paying with Paypal is usually very easy and takes just a few steps. Reviewed on: 14th July 2026

PayPal staff are really efficient get to the bottom...

PayPal staff are really efficient get to the bottom of any problem really quickly and solve any issues. Reviewed on: 14th July 2026

Jo Gibbo

I have being using Paypal Credit for a number of years no, and I have never had any issues. I am happy with the guarantee that comes with using the service, and more than happy with the 4 months interest free. All in all a super product. Reviewed on: 14th July 2026

I have been using PayPal many years and it’s always...

I have been using PayPal many years and it’s always been very consistent. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101235 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub