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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,657 reviews, last reviewed 10th Jun 2026
3767100% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its been super easy to use and support s many mercha... Its been super easy to use and support s many merchants. Now its got a card with PayPal credit it even better. Reviewed on: 10th June 2026
Chenji Zhou's avatar
Chenji Zhou

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132657)

Simple. Secure.

5
Always trusted Paypal as a secure payment provider. Now with their credit facilities they built on the secure and simple model with easy payment options to spread your cost over many months and that too at 0%. All done at the click of a button, irrespective of the merchant whether they offer split payments or not. Cant recommend paypal more to everyone to manage expenses in the current cost of living crisis! Its a no-brainer .... everyone should be using it. Reviewed on: 8th July 2022
Rocky Paul's avatar
Rocky Paul

PAYPAL EXPERIENCE

5
This is a unique opportunity for me to experience the immense benefits of using the PayPal credit account it avails me various benefits and immeasurable advantages in using the credit system. It's an awesome experience for me Reviewed on: 8th July 2022
R OLADEJI's avatar
R OLADEJI

Best ever

5
Convenient to use, easy to pay and love the 0% deals! Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Flexible and easy

5
Good deals with no date limitations of when offers ends. Easy to spread payment or limited time interest free payment. Reviewed on: 8th July 2022
Breenz0r's avatar
Breenz0r

Excellent

5
It helped me at a time when I needed it the most. I think it’s perfect for people who want to buy quality products and don’t have the money Reviewed on: 8th July 2022
marriejn@icloud.com's avatar
[email protected]

I am very happy

4
The best credit . All clear to check Reviewed on: 8th July 2022
Mariusz 's avatar
Mariusz

Cheap way to spread the costs.

5
Love how PayPal Credit gives me short interest free options or a longer way to buy goods which I know is pre approved. Great customer service who respond quickly to messages and easy to follow statements showing when payments due on each item. Reviewed on: 8th July 2022
Angus McEwan's avatar
Angus McEwan

No fuss payments

5
PayPal credit is there in case of emergencies. Give you peace of mind Reviewed on: 8th July 2022
Linda Turner's avatar
Linda Turner

Always available to rescue

5
My backbone credit provider when there's nowhere else to go. Simple to get, use and repay. No complications. Good customer service Reviewed on: 8th July 2022
Dr Desmond Areghan's avatar
Dr Desmond Areghan

Great and easy

5
Easy to use system, available with many retailers and makes online shopping a dream. Reviewed on: 8th July 2022
Everingtone's avatar
Everingtone

Review PayPal: PayPal Credit now

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