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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,165 reviews, last reviewed 10th Jun 2026
3790100% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Being able to split costs over three or four months... Being able to split costs over three or four months interest free is much needed at times to help budgeting in challenging times. Reviewed on: 10th June 2026
Mum on a budget's avatar
Mum on a budget

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
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A a
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133165)

Top company

5
Easy to use, fair company and great customer services Reviewed on: 13th June 2022
Dibs1975's avatar
Dibs1975

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022
Martyn Wheatley's avatar
Martyn Wheatley

Pleasure to deal with

5
Great to deal with and no hassles Reviewed on: 13th June 2022
Alan Kershaw's avatar
Alan Kershaw

Great

5
Great to use and specially the 4 months interest free Reviewed on: 13th June 2022
Iqra Himat's avatar
Iqra Himat

Reliable and fast payments

5
I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022
Tayamika Kamwanja Zabula's avatar
Tayamika Kamwanja Zabula

Super easy app and offer of 4 months 0%

5
Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022
Jake Hatcher's avatar
Jake Hatcher

Large and small

5
I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022
Andrew Bunn's avatar
Andrew Bunn

Best credit

5
Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

Excellent

5
So simple to use and accepted in so many places Reviewed on: 13th June 2022
Mike McKenna's avatar
Mike McKenna

Straight forward and trusted

5
Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022
MUHAMMAD BILAL's avatar
MUHAMMAD BILAL

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