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PayPal: PayPal Credit reviews

4.74
Based on 133,438 reviews, last reviewed 10th Jun 2026
3802250% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful, constructive and patient. Always very helpful, constructive and patient. Nothing was too much trouble Reviewed on: 10th June 2026
Richard Redford's avatar
Richard Redford

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133439)

super

5
super................................................................. Reviewed on: 13th June 2022

Easy secure credit

5
If you have a PayPal account within minutes you can apply for and use PayPal credit. Secure transactions, easy monthly payment via your PayPal account. It could not be simpler Reviewed on: 13th June 2022

The best value credit

5
They are without doubt the best company with interest free credit Reviewed on: 13th June 2022

Never had any issues

5
Love paypal! Being with you for years never had any issues. Reviewed on: 13th June 2022

One clic away from purchasing and give you four months breathing.

5
Using it not so often, but with pleasure. Reviewed on: 13th June 2022

0%

5
Paypal is the best. 0% for 4 months on orders over £99 Reviewed on: 13th June 2022

Thank you!

5
Used it couple of times and absolutely satisfied with, highly recommend it to everyone!!! Thanks PayPal team… Reviewed on: 13th June 2022

PayPal Credit *****

5
PayPal credit is really good product that helps spread payment efficiently! My only complaint is that £200.00 is quite small amount and would appreciate higher credit. Thanks! Reviewed on: 13th June 2022

PayPal rocks!

5
With 4 months 0% interest when spending £99+ and integration with my favourite websites, PayPal makes payments simple and affordable. Reviewed on: 13th June 2022

Simply amazing

5
I love everything about PayPal! It offers secure services that is easy and simple to use. Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review