Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,964 reviews, last reviewed 10th Jun 2026
3826200% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and a good period of interest free cr... Easy to set up and a good period of interest free credit. Reviewed on: 10th June 2026
gordon's avatar
gordon

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (133964)

Trusted

5
most trusted payment metod. always using paypal if possible. Reviewed on: 13th June 2022
Erik Stefanovic's avatar
Erik Stefanovic

Best credit provider so far in 2022

5
Having excellent experience with them. It's been few years now. Never had any problems. Offers are on spot and customer service is great. Reviewed on: 13th June 2022
Sana Ullah's avatar
Sana Ullah

Good limit, poor options

2
PayPal Credit is useful for only certain things (and it's not always clear where it will be eligible for use...!) Reviewed on: 13th June 2022
ShowMeTheSmartMoney's avatar
ShowMeTheSmartMoney

A fast and easy way to send and receive money

5
We already know that PayPal is a great option for sending and receiving money and the PayPal Credit facility is a nice addition to their service. It is easy to apply for and a decision is given very quickly. Many companies accept PayPal and PayPal credit and I find it more convenient than many other cards or payment systems Reviewed on: 13th June 2022
Ian Brockwell's avatar
Ian Brockwell

PayPal is the BEST

5
I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022
Marta Dmitrijeva's avatar
Marta Dmitrijeva

Best

5
Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022
Tom Henderson's avatar
Tom Henderson

Convenient, Easy to Access & Great Offers

5
Never been more happy with Paypal. Have saved a lot through interest free payments on a multiple of purchases. Very transparent & clear on charges, and customer communication. Reviewed on: 13th June 2022
Agyamarky's avatar
Agyamarky

Credit

5
PayPal is a breath of fresh air regarding credit cards no card to worry about thumbs up Reviewed on: 13th June 2022
Michael 's avatar
Michael

It's amazing

5
Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022
Arvydas Rindokas's avatar
Arvydas Rindokas

easy credit

5
credit when and where you want it, easily managed Reviewed on: 13th June 2022
Cindy Webber's avatar
Cindy Webber

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill