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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,147 reviews, last reviewed 11th Jun 2026
3834350% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience with PayPal credit Very easy to set up, paying in three is great to spread the cost, saving £20 on my first purchase was a nice bonus Reviewed on: 11th June 2026
Jacqueline C's avatar
Jacqueline C

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134147)

Amazing service and easy financing

5
Straight forward process and so convenient for fuss free funding. Reviewed on: 13th June 2022
Tara B's avatar
Tara B

Brilliant payment method

5
PayPal Credit makes life easier in its simplicity and smart method of payment. Reviewed on: 13th June 2022
Joao Martins's avatar
Joao Martins

Great!

4
I love using this service as it's so convenient although a physical card to go with it would be even better but overall I've never had to contact customer service for any issues and I've had it over a year! Reviewed on: 13th June 2022
Dale's avatar
Dale

Help when you need

5
large payment for little installments interest free Reviewed on: 13th June 2022
Nabil Elkhanagry 's avatar
Nabil Elkhanagry

Good service

5
Very good service Fit for purpose Reviewed on: 13th June 2022
Patrick's avatar
Patrick

Easy to gat PayPal credit

4
It’s really easy to get. Also it’s really helpful.1st time I get £1200 .for me I’m really satisfied Reviewed on: 13th June 2022
Shohel ahmed 's avatar
Shohel ahmed

Amazing

5
Only place that give me a credit card with reasonably Apr rating. I love thet you have 4months to pay it off before they starting charging you. Reviewed on: 13th June 2022
Rebecca 's avatar
Rebecca

Brilliant way to pay monthly for your goods.

5
Very convenient way to purchase online on monthly payments. Reviewed on: 13th June 2022
Stancho Denev 's avatar
Stancho Denev

Very quick

5
I Had money when î needed them, very quick Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

PayPal is great

5
I'm loving using PayPal Credit and Pay in 3 as it makes my life so much easier and stress-free! Thanks to these options I was able to buy so many things I love! Thanks, PayPal! Reviewed on: 13th June 2022
Val's avatar
Val

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