Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Positive experience

I have always had a positive experience with PayPal. My only complaint was payments on PayPal credit balance used to be unclear. Customer service have always resolved any problems I have had super quickly. My money feels safe with PayPal. Reviewed on: 14th July 2026

So much easier and safer

It’s always quick, easy and accurate and when you have an issue, you send them Macquarie and they sorted out Reviewed on: 14th July 2026

Easy to use.

Easy to use. Great customer service Reviewed on: 14th July 2026

I find PayPal so easy to use ...

I find PayPal so easy to use it really works for me Reviewed on: 14th July 2026

So far so good I would recommend to everyone...

So far so good I would recommend to everyone Reviewed on: 14th July 2026

Fair interest rate.

Fair interest rate. Only cancelled due to me trying to lower my credit available Reviewed on: 14th July 2026

Always reliable

I can rely on PayPal always to enable me to pay easily and securely and my expenses are always safe. Reviewed on: 14th July 2026

I’m very stressfree when I pay with PayPal.

I’m very stressfree when I pay with PayPal. Reviewed on: 14th July 2026

Good for use and very easy

Its a easy for use. I am very happy to use it Reviewed on: 14th July 2026

Easy to access and use credit line

Easy to access and use credit line with clear payment processing. 0% relief offer is excellent for purchases that are needed but not planned, allowing managed payment without incurring financial penalty. Added feature of a physical card has also made the account a great deal more accessible and flexible to other forms of payment. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101255 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub