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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148289 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148289)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Ive never had an issue whilst using PayPal

Ive never had an issue whilst using PayPal, even in the beginning when it was part of ebay. Reviewed on: 1st July 2026

Honestly true.

I have used PayPal a couple of times, I don't have any negative feelings using their services. Reviewed on: 1st July 2026

PayPal straightforward no fuss excellent 10/10

PayPal straightforward no fuss excellent 10/10 Reviewed on: 1st July 2026

Good service

Good service with minimal issues. Reviewed on: 1st July 2026

I love it just struggle with payments but they are v...

I love it just struggle with payments but they are very patient Reviewed on: 1st July 2026

Always use PayPal

Always use PayPal for purchases as if I have any problems I can use them to deal with the problem and get my moneys back Reviewed on: 1st July 2026

Very good I recommend for everyone

Very good I recommend for everyone Reviewed on: 1st July 2026

PayPal rocks!

PayPal rocks!!!!! Makes life easy :) Reviewed on: 1st July 2026

Good eady to use app

Very easy to use all round, simple interface Reviewed on: 1st July 2026

No service no human to speak to bad

No service no human to speak to unable to send money or make withdrawals Reviewed on: 1st July 2026

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