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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very convenient way to pay.

Very convenient way to pay. Very easy to understand and very transparent. They certainly are my pal Reviewed on: 14th July 2026

good info, easy to keep track of spending

good info, easy to keep track of spending Reviewed on: 14th July 2026

Good and efficient company.

All my dealings with Pay Pal have gone well and I would be happy to do business at any time. I do not recommend any goods or services to anyone. Reviewed on: 14th July 2026

Super easy to use, awesome customer service, flexibl...

Super easy to use, awesome customer service, flexible payments, 5 stars all around !!! Reviewed on: 14th July 2026

Used the website for years.

Used the website for years. Never had any issues. Reviewed on: 14th July 2026

i had a problem with one of my transactions phoned c...

i had a problem with one of my transactions phoned customer service and they were brilliant sorted the problem straight away Reviewed on: 14th July 2026

Convenient and Easy to Use

PayPal Credit has been very convenient for spreading the cost of purchases. The application was straightforward, and managing payments through the PayPal app is easy. Reviewed on: 14th July 2026

I love using PayPal.

I love using PayPal. It’s just such an easy way to make payment. I feel protected by it too and have used customer services before to sort out problem payments before. I make use of the 4 month 0% credit too. All in all it’s simple to use and I feel protected Reviewed on: 14th July 2026

I have been using Pay pay for many years and never h...

I have been using Pay pay for many years and never have any problems Reviewed on: 14th July 2026

PayPal credit was really helpful when I was stuck fi...

PayPal credit was really helpful when I was stuck financially Reviewed on: 14th July 2026

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