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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181064)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It's credit.

3
It's credit. Be careful and don't go mad. Reviewed on: 14th July 2026

PayPal always my preferred method of payment!

5
PayPal is my preferred method of payment, everytime! It’s quick and easy to use & the pay options are better than other providers, particularly the pay in 3 option. Really helps keep my finances on track! Reviewed on: 14th July 2026

Very quick and easy transactions.

5
Very quick and easy transactions. Allows me to move money easily to make and receive payments. Makes managing my finances easier and more flexible. Ability to make transactions easily using my mobile is very useful and inbuilt security is essential. Reviewed on: 14th July 2026

it just helps me so much, great Value and good peace...

5
it just helps me so much, great Value and good peace of mind Reviewed on: 14th July 2026

I never have any issues with them.

5
I never have any issues with them. Interest free credit is a massive help in todays economic climate. Reviewed on: 14th July 2026

PayPal is great!

5
PayPal has been great for me. Easy to use app and excellent customer service Reviewed on: 14th July 2026

Easy and flexible.

4
Easy and flexible. Really happy with PayPal Credit! Super easy to use, payments are simple to manage, and it’s been really handy when I need a bit of flexibility. Would definitely recommend. Reviewed on: 14th July 2026

Buy now pay back at your leisure

5
Easy to use and great service, 0% finance a added bonus Reviewed on: 14th July 2026

Responsible, helpful, prompt and efficient.

5
Responsible, helpful, prompt and efficient. All activities can clearly be viewed and understood. Reviewed on: 14th July 2026

I have never had a problem with PayPal.

5
I have never had a problem with PayPal. It's always been user friendly and easy to navigate. Anytime I need help it's there. I feel safe on the PayPal platform. Reviewed on: 14th July 2026

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