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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136722 reviews)

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4.73

Based on 136,722 reviews, last reviewed 12th Jun 2026

3951900% increase in 5 star reviews

in the past 90 days

11000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always happy to shop and pay with PayPal. Always happy to shop and pay with PayPal. Love it my life is easier because of it! Reviewed on: 12th June 2026

Latest lowest rating:

1

PayPal Credit struggling to support their aspiration... PayPal Credit struggling to support their aspiration to compete with banks and credit card providers - too slow, terrible online support options and t... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136722)

Pay in 4 months

Purchased my new laptop over four months. Interest free ! Can't fault it ! Reviewed on: 31st July 2023

Happy customer

Always easy to pay and keep track, the best online platform to review account and so much easier than other providers Reviewed on: 31st July 2023

Paypal credit is amazing. You get 0% for 4 months for any purchases made online over £99. The app makes it easy to remember when you have to repay back any of your facilities. It's convenient and easy

I have had paypal credit for a little over 4 years now. Application was easy and I have had credit limit increases yearly. The only down side is that you don't have a physical card. Reviewed on: 31st July 2023

4 months interest free option over £99

For a company to offer interest free credit over 4 months for purchases over £99 with no join up fee or small print clauses is truly remarkable. It makes those purchases that you may put off affordable. You also feel a high degree of security for purchases from outlets such as E- bay. I 100% recommend PayPal Reviewed on: 31st July 2023

Easy-going 4 months no free Interest

Unlike most providers, What I love about Paypal is that you have time to pay your payments for any purchases without having to pay interest within the 4 month mark and I am always paying within that time frame. And if you ever do need any help or anything the support desk is quick to get back to you Reviewed on: 31st July 2023

Very nice and easy to use

Using PayPal credit card is easy and affordable free interest rate for the next 4 months. I recommend everyone to be part or join PayPal credit cards Reviewed on: 31st July 2023

Life saver

I was impressed on how quick and easy was to apply for PayPal credit. The option of 0% interest credit makes it more appealing for me personally. Reviewed on: 31st July 2023

Supportive and easy to use

Helpful service, customer friendly, and a very positive experience using it. Reviewed on: 31st July 2023

Paypal credit. So easy.

Very easy to use and I am kept informed of payment dates, intrest free periods and balances. Works very well. Reviewed on: 31st July 2023

Fantastic experience with PayPal Credit

I recently had the pleasure of using PayPal Credit for my online purchases, and I must say it was an excellent experience from start to finish. The convenience, flexibility, and benefits it provided truly exceeded my expectations. First and foremost, the ease of setting up PayPal Credit was remarkable. Within minutes, I was able to create an account and link it to my PayPal profile, effortlessly integrating it into my existing payment options. This allowed me to make purchases with just a few clicks, eliminating the need to repeatedly enter payment information for each transaction. One of the standout features of PayPal Credit is the flexibility it offers. I appreciated the option to pay over time, as it eased the financial burden of larger purchases by spreading out the cost. The ability to choose between different repayment plans gave me the freedom to select a timeframe that suited my budgeting needs, without any additional interest charges. What impressed me the most was the exceptional customer service provided by PayPal Credit. Any questions or concerns I had were promptly addressed by their knowledgeable and friendly support team. It is evident that PayPal values their customers and is committed to ensuring their satisfaction. Additionally, the convenience of accessing my PayPal Credit account through the mobile app made managing my purchases a breeze. From reviewing statements to making payments, everything was easily accessible and user-friendly. Overall, my experience with PayPal Credit has been phenomenal. It offers convenience, flexibility, and dependable customer service. I highly recommend PayPal Credit to anyone looking for a reliable and hassle-free payment solution for their online purchases. Reviewed on: 31st July 2023

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PayPal: PayPal Credit reviews

3951900% increase in 5 star reviews

11000% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review PayPal: PayPal Credit now

PayPal PayPal Credit reviews (136722)

Pay in 4 months

Happy customer

Paypal credit is amazing. You get 0% for 4 months for any purchases made online over £99. The app makes it easy to remember when you have to repay back any of your facilities. It's convenient and easy

4 months interest free option over £99

Easy-going 4 months no free Interest

Very nice and easy to use

Life saver

Supportive and easy to use

Paypal credit. So easy.

Fantastic experience with PayPal Credit

Review PayPal: PayPal Credit now

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