Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,119 reviews, last reviewed 11th Jun 2026
3924300% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and easy to use. Very good and easy to use. Would definitely recommend to everyone Reviewed on: 11th June 2026
Nes's avatar
Nes

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (136120)

A LIFE SAVER

5
Spreading my payments easily has helped my family Reviewed on: 30th July 2022
Alex Alex's avatar
Alex Alex

Fantastic product

5
Paypal credit is great, offering a variety of payment plans. 4 month interest free Reviewed on: 30th July 2022
Tom Morrison's avatar
Tom Morrison

useful

5
very simple and easy to use, helps out with online shopping without the hassle of writing in my details everytime! Reviewed on: 30th July 2022
Joe Goard's avatar
Joe Goard

PayPal Credir rules

5
Very useful feature. I recommend it for shoping. Reviewed on: 30th July 2022
Marcin Parylak's avatar
Marcin Parylak

it is very good

5
Very good experience. Recomanded Reviewed on: 30th July 2022
Dorina Morar's avatar
Dorina Morar

Pay-Pal Credit

5
I have a great experience using Pay-Pal Credit. Reviewed on: 30th July 2022
Ro1567's avatar
Ro1567

Perfect

5
Does everyhting your gonna need Reviewed on: 30th July 2022
Ernestas Kairaitis's avatar
Ernestas Kairaitis

Always happy with these credit options :)

5
Never had any problem and love to spread the cost few times a year, Nothing to fault :) Reviewed on: 30th July 2022
Istvan Nagy's avatar
Istvan Nagy

Lots of rewards and zero interest credit

5
I used the zero interest credit and I regularly make payments with PayPal. secure, easy to use, clear payment schedule Reviewed on: 30th July 2022
Andreea S's avatar
Andreea S

Easy straightforward credit

5
Having Paypal credit makes it easy to buy electronics online, without being stuck on buying from one website or new. Reviewed on: 30th July 2022
Ady Negrean's avatar
Ady Negrean

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill