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PayPal: PayPal Credit reviews

4.73
Based on 136,038 reviews, last reviewed 11th Jun 2026
3920400% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was easy to apply for credit but also handy to ha... It was easy to apply for credit but also handy to have 3 months to pay. Reviewed on: 11th June 2026
Khim Q's avatar
Khim Q

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136038)

Brilliant

5
Always handy to get stuff on credit, when you're waiting for your wages, excellent service Reviewed on: 10th July 2022

Brilliant

5
Amazing app and customer service Reviewed on: 10th July 2022

Brilliant service

5
I’ve been using PayPal for some time now and I am extremely impressed and happy with all services they provide. They are very trustworthy and ready to resolve every issue without delay Reviewed on: 10th July 2022

Easy to pay for large items over time

5
Allows you time to pay for large amounts over four months with no interest charged. Reviewed on: 10th July 2022

Excelent

5
Very help and easy to manage. Superb application. Reviewed on: 10th July 2022

Very good

5
I use this service for years. It is very usefull and easy to use. Pay in 3 or 4 months 0 interest is the best. Reviewed on: 10th July 2022

Always Dependable

5
I have been using PayPal for various transactions over the years, both buying and selling. I feel safe knowing that should any transaction go wrong, I can call the customer care helpline and have my issue resolved in minutes by someone helpful and knowledgeable. I have recommended PayPal to my family and friends, and wherever possible I try to use it as a payment method, so I always have peace of mind and a way to redeem my money if I'm unfortunate enough to be the victim of fraud. An excellent service that I couldn't be without. Thank you. Reviewed on: 10th July 2022

Great PayPal Credit

5
Always the easiest check out experience and fairest interest rates. Reviewed on: 10th July 2022

So easy for my online purchases

5
There are different ways to purchase, 4 payments interest free and others which can make all the difference when it comes to paying off the purchase. Reviewed on: 10th July 2022

Amazing option!

5
I would like to recommend the PayPal Credit as an incredible option to all shoppers! Thank you Reviewed on: 10th July 2022

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