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PayPal: PayPal Credit reviews

4.73
Based on 135,950 reviews, last reviewed 11th Jun 2026
3916650% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Highly recommend I have been using paypal for many years and I find it very convenient and safe. Reviewed on: 11th June 2026
Hellen Mawo's avatar
Hellen Mawo

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135950)

Good rates

5
Never got any problem with PayPal Reviewed on: 9th July 2022

PayPal Credit

5
PayPal credit is excellent, it allows you the freedom to purchase things paying at a later date. The interest is not too bad either. Reviewed on: 9th July 2022

Easy, Support, Confidence

5
Payment is made simple and easy. Managing account is clear and hassle free. Support and help is excellent. Gives confidence in PayPal and purchases. Reviewed on: 9th July 2022

So easy and convenient

5
PayPal is the easiest, quickest and most convenient way to purchase when shopping online. I feel safe and secure using PayPal and I would highly recommend. Reviewed on: 9th July 2022

Great facility and customer experience

5
Found PayPal credit easy to set up. It’s a useful tool for spreading the cost of larger purchases. The app is easy to use, handy email alerts when payments are due and making payments on the app was intuitive. 5 stars! Reviewed on: 9th July 2022

safe to used

5
I love to use My paypal credit card if bought online from scams you got money back is very safe to used Reviewed on: 9th July 2022

Easy to use

5
Easy to use and set up credit, great offers Reviewed on: 9th July 2022

big relief in hard time

5
It is big relief during rainy days Reviewed on: 9th July 2022

Amazing

5
The interest rate is reasonable Reviewed on: 9th July 2022

very happy with Pay Pal credit

5
I`m using pay Pal for a number of years now, very easy to make all transactions through pay pal. Reviewed on: 9th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review