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PayPal: PayPal Credit reviews

4.73
Based on 135,865 reviews, last reviewed 11th Jun 2026
3912800% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply all online speedy set up Easy to apply all online speedy set up Reviewed on: 11th June 2026
Carol's avatar
Carol

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135865)

Always helpful and understanding

5
Had a problem with a company and they got onto them returned my money Reviewed on: 8th July 2022

GREAT HELP

5
Its been a great help to be able to pay over a few months interest free, very easy to to control on there app Reviewed on: 8th July 2022

Great

5
It was a great help when needed. Reviewed on: 8th July 2022

Greate

5
The best form to srpead the cost in stallments Reviewed on: 8th July 2022

Great service

5
Helps spread the cost of things that couldn’t be purchased or done otherwise Reviewed on: 8th July 2022

Brilliant service

5
PayPal credit is brilliant with excellent conditions, which gives me security and sustainable opportunities in my privite life. Reviewed on: 8th July 2022

Brilliant

5
Help me a lot with giving me time to pay later Reviewed on: 8th July 2022

It was a kife saver for me

5
In one stage I needed just a bit of cash to work with. I applied for paypal credit and I have been given £3,000 which helped me a lot. So thankful to paypal! Reviewed on: 8th July 2022

Best purchasing power credit

5
It’s affordable and best simple way of paying back with no hassle. Reviewed on: 8th July 2022

Very good.

5
Great to be helped out especially when you need Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review