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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136140 reviews)

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4.73

Based on 136,140 reviews, last reviewed 12th Jun 2026

3925250% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to use . Easy to use . Good app and gives you the ability to see your spending quick Reviewed on: 12th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136140)

amazing

excellent service all the time, it is the perfect platform for sending and receiving money from loved ones and also making payments for items almost anywhere in the. Reviewed on: 1st August 2022

Easy and Convenient

So simple to use PayPal and gives peace of mind that Credit Card details are not being given out to companies who may not be as secure with their data as they would like to be. Reviewed on: 1st August 2022

Amazing Idea!!!

I could not believe when I read about the PayPal credit. It is so useful and helpful. It is like a reoccurring credit card which you do not have to reapply for once your free interest months run out. I am very pleased and can onyl say thank you!! Reviewed on: 1st August 2022

Wonderful credit business

They give you fair terms, they let you choose whether to buy now/pay later, they give you plenty of reminders, it's just a trustworthy business. Reviewed on: 1st August 2022

thanks

thanks thanks thanks thanks thanks thanks Reviewed on: 1st August 2022

Didn't take money from my account as scheduled

They didn't take money from my account as scheduled which ultimately effected my credit score Reviewed on: 1st August 2022

Definitly 5 stars

With the unique option to pay zero interest if paid in full within 4 months it is absolutely brilliant. I used this service many times and am very pleased with it. Highly recommend! Reviewed on: 1st August 2022

Easy to use

I like to have everything all in one place, and PayPal offers that Reviewed on: 1st August 2022

Simple & easy

PayPal credit is simple and easy with no hidden charges. The website is easy to navigate and easy to keep track of spending. Reviewed on: 1st August 2022

Safe, Simple and Secure

Transactions are very quick and seamless, very easy to navigate the site and help is always on hand. Disputes (if you have any) are dealt with quickly and fairly - I have been using Paypal for nearly 20 years and never had an issue or problem. Reviewed on: 1st August 2022

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