Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,153 reviews, last reviewed 12th Jun 2026
3925800% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy app Very good and Easy app,simple and I will always recommend to anyone Reviewed on: 12th June 2026
Ewelina W's avatar
Ewelina W

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (136153)

PayPal you're awesome!

5
Will you marry me? But you need more characters, there you go. Reviewed on: 3rd August 2022
duncan's avatar
duncan

Paypal - trusted and easy to use.

5
Paypal is my go-to for transactions and short term credit needs. Their platform is secure, easy to use, and their rates are fair. Reviewed on: 3rd August 2022
Emma Marley's avatar
Emma Marley

On the money

5
It’s easy to find we’re my account is and what is going out+in its a fair way to help Banking and paying money which is covered to help account holders. Reviewed on: 3rd August 2022
Andrew Pearson's avatar
Andrew Pearson

Service

5
They provide excellent service and very helpful Reviewed on: 3rd August 2022
B.A Spice & Vlog's avatar
B.A Spice & Vlog

A very good credit option

5
Its very easy to use and versatile too! Reviewed on: 3rd August 2022
Phoenix Pentney's avatar
Phoenix Pentney

Excellent service

5
Excellent service so far. Thank you! Reviewed on: 3rd August 2022
Elena Caraman's avatar
Elena Caraman

User friendly and simple to understand and good rates

5
Simple procedure to get access and easy to manage and keep track of. A decent starting amount available with good rates Reviewed on: 3rd August 2022
Shibly Chowdhury's avatar
Shibly Chowdhury

PayPal Credit Card

5
PayPal services are excellent, in particular their credit card. Reviewed on: 3rd August 2022
Fastamir's avatar
Fastamir

Definitely one of the better options

4
PayPal Credit doesn't charge a fee on top of purchases and gives you four months to fully repay any given transaction interest-free, making it a good option for credit spending which, used carefully, you can use reliably without finding yourself knee-deep in debt. Reviewed on: 3rd August 2022
Jo's avatar
Jo

Good offers

3
Easy to manage, decent interest free offers. recommend Reviewed on: 3rd August 2022
matt's avatar
matt

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill