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PayPal: PayPal Credit reviews

4.73
Based on 135,541 reviews, last reviewed 11th Jun 2026
3897950% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, hard to use for customer service though... Easy to use, hard to use for customer service though Reviewed on: 11th June 2026
Victoria W's avatar
Victoria W

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135541)

Best credit supplier

5
Hassle free and Easy to apply! O% on purchases for 4months! Which for purchase is the right amount of time needed to payoff without incurring fees! Reviewed on: 8th July 2022

Great

5
Really easy to use, great company. Reviewed on: 8th July 2022

Paypal

5
Paypal is tje easy way to buy things on credit Reviewed on: 8th July 2022

Credit

3
Having the credit there is so helpful . Reviewed on: 8th July 2022

easy and convenient

5
It is Very easy and convenient Reviewed on: 8th July 2022

Fantastic service

5
They are very reliable, and their communication is really good. Reviewed on: 8th July 2022

Perfect product.

5
Works as it says- no ambiguity so no misleading as I have had with products from other companies. Reviewed on: 8th July 2022

Ideal way to budget

5
Convenient and secure online shopping service offering easy credit terms and a simple way to help budget Reviewed on: 8th July 2022

Quick and easy to use

5
Helps to sort out birthday and Christmas presents as well as the garden... Etc when low on money. Very good Reviewed on: 8th July 2022

Brilliant

5
Absolutely amazing flexibility always on hand whenever you need it Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review