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PayPal: PayPal Credit reviews

4.73
Based on 135,666 reviews, last reviewed 11th Jun 2026
3903650% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always solved any issues quickly and efficiently. Always solved any issues quickly and efficiently. App is easy to use. Reviewed on: 11th June 2026
Sheena M's avatar
Sheena M

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135666)

Easy, safe and flexible

5
I like PayPal credit. It’s really easy to use, and the four months free credit is ideal for medium size purchases such as white goods or technology. It’s really flexible. Pay early or extend the period if necessary. It I’m buying a product for a few hundred pounds I will usually look for a supplier who offers PayPal as a payment method. Reviewed on: 8th July 2022

Quick Dependable

4
Purchasing anything is extremely Safe ,quick and Dependable. When you've just purchased oh good you receive an email straight away and in case of a refund that's done within seconds. Reviewed on: 8th July 2022

Very smooth process

5
As the title says, PayPal provided me very flexible way to pay in my diary shopping, amazing company Reviewed on: 8th July 2022

Really is full thing from PayPal

5
Very useful addition to the PayPal family that the PayPal credit Reviewed on: 8th July 2022

PayPal credit

5
I’ve been using PayPal for a number of years now and I’m very impressed with their service. The credit is ideal if you are paying for something over £99 and 1 to 3 months to pay it. Highly recommend Reviewed on: 8th July 2022

Best credit supplier

5
Hassle free and Easy to apply! O% on purchases for 4months! Which for purchase is the right amount of time needed to payoff without incurring fees! Reviewed on: 8th July 2022

Great

5
Really easy to use, great company. Reviewed on: 8th July 2022

Paypal

5
Paypal is tje easy way to buy things on credit Reviewed on: 8th July 2022

Credit

3
Having the credit there is so helpful . Reviewed on: 8th July 2022

easy and convenient

5
It is Very easy and convenient Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review