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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,770 reviews, last reviewed 11th Jun 2026
3908450% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very safe easy and user-friendly support . The app is easy to use, very safe and quick. Their offers are better than other providers for both personal and business money matters. I would defini... Read more Reviewed on: 11th June 2026
Alejandra V's avatar
Alejandra V

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135770)

Great provider

5
Thanks love it, makes my life so much better Reviewed on: 8th July 2022
Ramin ahmadi 's avatar
Ramin ahmadi

The company who lets me buy without the charge. Intersect fee credit is amazing

5
Customer experience is always great And purchasing is made very easy especially with PayPal credit. Reviewed on: 8th July 2022
Shafiq Rahman's avatar
Shafiq Rahman

PAYPAL Credit

5
Great easy to use , inexpensive and competitive. Reviewed on: 8th July 2022
Mark Banks's avatar
Mark Banks

Best of both worlds.

5
Secure shopping on line with special offers such as 0% for four months! All in all a great product! Reviewed on: 8th July 2022
Jonathan Long's avatar
Jonathan Long

Best above and beyond

5
I have been using PayPal for business and personal finance and I found it to best Reviewed on: 8th July 2022
Daniel Sackey's avatar
Daniel Sackey

Excellent when needing extra money

5
Paypal credit has allowed me to purchase things towards the end of the financial month that I can pay back with ease when I am next paid. Reviewed on: 8th July 2022
Lauren 's avatar
Lauren

A great way of spreading the costs over a period of time with PayPal credit

5
PayPal credit is excellent for those who wish to spread the costs over a short or indeed long period of time, the customer service PayPal credit is excellent and they will always answer any queries or questions you may have, so much so that they will not end the call until they have resolved any issue which you may be having quick is great that PayPal do this as the customer service which is provided by PayPal is very important but I would give PayPal customer service 10 out of 10 Reviewed on: 8th July 2022
John Obrien's avatar
John Obrien

Great

5
I love paypal. I use it all the time were possible. Great service and always there to help Reviewed on: 8th July 2022
Tricia Kelly's avatar
Tricia Kelly

Happy customer

5
I originally opened a PayPal account to receive a payment. I now also send money to anyone, anywhere in the world. I feel safer when I pay through PayPal so I was very happy to be offered PayPal credit. 0% interest for 4 months has been a huge help to book holidays etc. most online websites accept PayPal payments so it’s great. My money limit has also increased the more I use it so I’m very happy with the service and benefits I’ve got from it over the years. Reviewed on: 8th July 2022
Alexa Trujillo's avatar
Alexa Trujillo

Amazingggggg

5
PayPal has helped with numerous payments in my life weather they were big or small. They have made it easy and flexible to make payments internationally and also through payment plans Reviewed on: 8th July 2022
Bianca Spencer's avatar
Bianca Spencer

Review PayPal: PayPal Credit now

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