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PayPal: PayPal Credit reviews

4.73
Based on 135,591 reviews, last reviewed 11th Jun 2026
3900250% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent provider - always there when I need it! Excellent provider - always there when I need it! Reviewed on: 11th June 2026
P J's avatar
P J

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135591)

Easiest way to pay!

5
I love this option of paying for goods from Paypal! It's allowed me to do all kinds of home improvements! Easy, simple payment processing. Clear billing statement system and easy to make payments off your balance. Reviewed on: 8th July 2022

Very efficient way to buy

5
Easy to use. Allows people to buy goods with no pressure attached. Fantastic terms. 0% offered. Reviewed on: 8th July 2022

My PayPal

5
I use PayPal for all my purchase, they’re excellent, safe and secure. PayPal bravo to you. Reviewed on: 8th July 2022

PayPal credit is so convenient and useful

5
Love my PayPal credit. Always easy to use and convenient to have to hand for new purchases! PayPal always offer support and have great customer service. Reviewed on: 8th July 2022

PayPal credit is so easy to use

5
PaylPal credit is such an easy tool to use, with just a few clicks, you can make your online purchase and have extra time to make the payment. Reviewed on: 8th July 2022

It is great, very helpful.

5
It is great and very useful. It helps with needing to buy extra things Reviewed on: 8th July 2022

Good service

5
Good customer service. I am loving use it. Reviewed on: 8th July 2022

pay pal is the best

5
pay pal is the safest for paying on line I would recomend to anyone 1`09% Reviewed on: 8th July 2022

PayPal

5
Can’t say nothing wrong about PayPal they are brilliant there everywhere Reviewed on: 8th July 2022

Just so convenient to able to even out the payments

5
PayPal Credit is really easy to manage and let’s you even out payments to make the more expensive items easier to buy by spreading the cost over a few months. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review