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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,101 reviews, last reviewed 11th Jun 2026
3923400% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient Easy and convenient to use and the options for pay in theee or PayPal credit just make things easier Reviewed on: 11th June 2026
Pauline N's avatar
Pauline N

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136101)

PayPal and PayPal credit forever

5
PayPal has changed the way I pay for things in my life. It’s fully safe and I can purchase an item of my dreams while purchasing using PayPal credit or pay in 3. Also no high interests like most of all credit cards companies. Reviewed on: 8th July 2022
Ilmar 's avatar
Ilmar

Lifesaver

5
Every now and then you need something online but running short on cash PayPal is there with their 0% interest, which really helps. Reviewed on: 8th July 2022
Harun 's avatar
Harun

Best service

5
Love their interest free option for 4 months on £100 Reviewed on: 8th July 2022
Muhammad's avatar
Muhammad

Easy to use credit

5
Easy to repay using a direct debit. Simples. Reviewed on: 8th July 2022
Ade Beattie's avatar
Ade Beattie

great having PayPal credit

5
I’ve managed to purchase items I couldn’t afford and to pay back monthly, what more can one want. Reviewed on: 8th July 2022
Danny's avatar
Danny

Very good

4
I am really very happy about there 3 payment features. And also interest free credit for 4 months . Reviewed on: 8th July 2022
Kiran nadeem's avatar
Kiran nadeem

Good

5
Muy buena idea lo de la tarjeta de crédito Reviewed on: 8th July 2022
riwicaya@gmail.com 's avatar
[email protected]

PayPal is very convenient to use

5
Super customer service and very easy to use. Highly recommended. Reviewed on: 8th July 2022
Meah's avatar
Meah

Best credit system

5
Good offers with 0% interest on purchase allowing more financial flexibility great service overall Reviewed on: 8th July 2022
Michael's avatar
Michael

Great company

5
Love paypal, so easy to use . It's great if you want to put bigger purchases on longer term on PayPal credit which is a great help, easy to log in and pay or check balances etc Reviewed on: 8th July 2022
254fluffy's avatar
254fluffy

Review PayPal: PayPal Credit now

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