Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,028 reviews, last reviewed 11th Jun 2026
3920000% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Best Retail Finance Provider When it comes to retail finance, a provider needs to strike a perfect balance between widespread merchant availability, flexible payment options, and ... Read more Reviewed on: 11th June 2026
Tudor T's avatar
Tudor T

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (136028)

Just great

5
Never been let down good company to sort problems out with seller's Reviewed on: 8th July 2022
Robert Simmons's avatar
Robert Simmons

I like PayPal

5
Save money and time with PayPal Reviewed on: 8th July 2022
Marc Andrei's avatar
Marc Andrei

I am happy to use PayPal

5
I always use PayPal to build my credit score. Very good opportunity for everybody. Reviewed on: 8th July 2022
Mateusz Kazaniecki's avatar
Mateusz Kazaniecki

Excellent facility

5
It's there when you need it and it is always reasonable Reviewed on: 8th July 2022
Peter Watson's avatar
Peter Watson

Great option

4
Never disappointed about service Reviewed on: 8th July 2022
Natalia's avatar
Natalia

Very Easy to set up

5
PayPal Credit was extremely easy to set up and took me no longer than 5 minutes. It gives you a comfortable period of time to pay the money back and offers extra advantages such as the first 4 months 0% interest on large purchases. Reviewed on: 8th July 2022
Elena Chamberlain's avatar
Elena Chamberlain

Reliable, easy to use

5
PayPal credit is easy to use, most merchants use this as an option to pay out, which makes it reliable, the 4 months no interest is a helpful addition to making payments back easier Reviewed on: 8th July 2022
Cameron Higton's avatar
Cameron Higton

Perfect product

5
Works perfect and responds exactly to my needs. Reviewed on: 8th July 2022
Altynbek Kurmanbaev's avatar
Altynbek Kurmanbaev

Amazing services

5
I cannot think of a credit company who provide the services that they do with the utmost professionalism A great service that surpasses expectation Flexible , reliable and all round ease of use make PayPal credit one in a million Reviewed on: 8th July 2022
Mark Taylor's avatar
Mark Taylor

Best offers and payment plans

5
The interest free payment options that paypal offers has enables me to purchase key items that I wouldn’t have been able to under current living cost crisis Reviewed on: 8th July 2022
Ali B's avatar
Ali B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill